IFIC Bank (DHA:IFIC) OCF Yield %: 45.19 (As of Jun. 28, 2026) — 80% Above Median


DHA:IFIC IFIC Bank PLC DHA:IFIC
46 GF Score
Price BDT5.00
GF Value BDT3.05
Valuation Significantly Overvalued
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What is IFIC Bank OCF Yield %?

IFIC Bank DHA:IFIC -1.96% 46 OCF Yield % is 45.19 as of Jun. 28, 2026, which is 80% above its 10-year median of 25.06. GuruFocus rates DHA:IFIC with a GF Score™ of 46/100 and a GF Value™ of BDT3.05 (Significantly Overvalued). Among 1,505 Banks companies, IFIC Bank ranks better than 85.78% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, IFIC Bank's Trailing 12-Month Cash Flow from Operations is BDT4,343.19 Mil, and Market Cap is BDT9,610.43 Mil. Therefore, IFIC Bank's OCF Yield % for today is 45.19%.

The historical rank and industry rank for IFIC Bank's OCF Yield % or its related term are showing as below:

DHA:IFIC' s OCF Yield % Range Over the Past 10 Years
Min: -44.19   Med: 25.06   Max: 229.12
Current: 45.19


During the past 11 years, the highest OCF Yield % of IFIC Bank was 229.12%. The lowest was -44.19%. And the median was 25.06%.

DHA:IFIC's OCF Yield % is ranked better than
85.78% of 1505 companies
in the Banks industry
Industry Median: 9.32 vs DHA:IFIC: 45.19

IFIC Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


IFIC Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


IFIC Bank OCF Yield % Related Terms


IFIC Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for IFIC Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFIC Bank OCF Yield % Chart

IFIC Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.55 11.15 31.50 48.28 110.03

IFIC Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.32 349.06 -144.04 185.19 -214.56

IFIC Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, IFIC Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFIC Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, IFIC Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where IFIC Bank's OCF Yield % falls into.


DHA:IFIC
46GF Score
IFIC Bank PLC DHA:IFIC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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IFIC Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

IFIC Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=9728.393 / 8841.6002
=110.03%

IFIC Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-5464.434 * 4 / 10187.0611
=-214.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 45.19 mean?
IFIC Bank (DHA:IFIC) has a OCF Yield % of 45.19 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on IFIC Bank and its competitors. This is 80% above median its historical median of 25.06. According to the industry distribution chart, IFIC Bank ranks #214 out of 1505 companies in the Banks industry, placing it in the top 14.2%.
Is IFIC Bank's OCF Yield % too high?
IFIC Bank's current OCF Yield % of 45.19 is 80% above median its 10-year median of 25.06. The Banks industry median OCF Yield % is 9.32. IFIC Bank's value of 45.19 is 384.9% above this industry median. Based on the distribution chart, IFIC Bank ranks #214 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, IFIC Bank has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, IFIC Bank ranks #214 out of 1505 companies for OCF Yield %. This places IFIC Bank in the top 14% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. IFIC Bank's value of 45.19 is 384.9% above this benchmark. While the company's 10-year median is 25.06 vs. the industry median of 9.32, IFIC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFIC Bank's current OCF Yield % of 45.19 is 384.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on IFIC Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFIC Bank's current OCF Yield % is 45.19, which is 80% above median its own 10-year median of 25.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current OCF Yield % is 45.19, which is 80% above median its 10-year median of 25.06 and 384.9% above the Banks industry median of 9.32. IFIC Bank's overall GF Score™ is 46/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current OCF Yield % is 45.19 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFIC Bank (DHA:IFIC) Overvalued in 2026?

Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued. The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05. GuruFocus considers IFIC Bank to be Significantly Overvalued.

Key valuation signals for DHA:IFIC:

  • OCF Yield %: 45.19 (80% above median its 10-year median of 25.06)
  • GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
  • GF Score™: 46/100
  • Industry Position: 384.9% above the Banks median (#214 of 1505)

No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFIC Bank Business Description

Address 61 Purana Paltan, GPO Box : 2229, IFIC Tower, Dhaka, BGD, 1000
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
46GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT5.00
Price
BDT3.05
GF Value