Genworth Financial (FRA:GGK) Net Loan: €7,434 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:GGK Genworth Financial Inc FRA:GGK
63 GF Score
Price €8.55
GF Value €6.57
! 6 Warning Signs
View Full Analysis

What is Genworth Financial Net Loan?

Genworth Financial FRA:GGK -1.72% 63 Net Loan is €7,434 Mil as of Mar. 2026. GuruFocus rates FRA:GGK with a GF Score™ of 63/100 and a GF Value™ of €6.57. The stock has 6 warning signs investors should review.

Genworth Financial's quarterly net loan declined from Sep. 2025 (€7,349 Mil) to Dec. 2025 (€7,345 Mil) but then increased from Dec. 2025 (€7,345 Mil) to Mar. 2026 (€7,434 Mil).

Genworth Financial's annual net loan increased from Dec. 2023 (€8,273 Mil) to Dec. 2024 (€7,345 Mil) but then declined from Dec. 2024 (€7,345 Mil) to Dec. 2025 (€7,434 Mil).

Genworth Financial Net Loan Historical Data

* Premium members only.

The historical data trend for Genworth Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial Net Loan Chart

Genworth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,858.80 8,636.66 8,273.17 8,328.56 7,345.25

Genworth Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,988.30 7,542.90 7,349.35 7,345.25 7,433.81
FRA:GGK
63GF Score
Genworth Financial Inc FRA:GGK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Genworth Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €7,434 Mil mean?
Genworth Financial (FRA:GGK) has a Net Loan of €7,434 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Genworth Financial and its competitors.
Is Genworth Financial's Net Loan too high?
Genworth Financial's current Net Loan is €7,434 Mil. Overall, Genworth Financial has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's Net Loan compare to FG and BHF?
Genworth Financial's Net Loan of €7,434 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Genworth Financial and its competitors. Genworth Financial's current Net Loan is €7,434 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current Net Loan of €7,434 Mil. The stock's GF Value™ is €6.57, compared to a current price of €8.55 — trading 30.1% above its estimated fair value. The current Net Loan is €7,434 Mil. Genworth Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current Net Loan is €7,434 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genworth Financial (FRA:GGK) Overvalued in 2026?

Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued. The current stock price of €8.55 is trading 30.1% above its estimated GF Value™ of €6.57.

Key valuation signals for FRA:GGK:

  • Net Loan: €7,434 Mil
  • GF Value™: €6.57 vs. price of €8.55 (30.1% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Genworth Financial Business Description

Other Exchanges GNW:USA
Address 11011 West Broad Street, Glen Allen, VA, USA, 23060
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
63GF Score

Get the complete analysis for FRA:GGK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.55
Price
€6.57
GF Value