Genworth Financial (FRA:GGK) Cyclically Adjusted FCF per Share: €2.70 (As of Mar. 2026)

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FRA:GGK Genworth Financial Inc FRA:GGK
63 GF Score
Price €8.35
GF Value €6.46
! 7 Warning Signs
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What is Genworth Financial Cyclically Adjusted FCF per Share?

Genworth Financial FRA:GGK +1.21% 63 Cyclically Adjusted FCF per Share is €2.70 as of Mar. 2026. GuruFocus rates FRA:GGK with a GF Score™ of 63/100 and a GF Value™ of €6.46. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Genworth Financial's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.200. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €2.70 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Genworth Financial's average Cyclically Adjusted FCF Growth Rate was -4.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -8.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -5.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Genworth Financial was -0.70% per year. The lowest was -13.60% per year. And the median was -7.90% per year.

As of today (2026-07-16), Genworth Financial's current stock price is €8.35. Genworth Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €2.70. Genworth Financial's Cyclically Adjusted Price-to-FCF of today is 3.09.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Genworth Financial was 3.08. The lowest was 0.46. And the median was 1.01.


Genworth Financial  (FRA:GGK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Genworth Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8.35/2.70
=3.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Genworth Financial was 3.08. The lowest was 0.46. And the median was 1.01.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Genworth Financial Cyclically Adjusted FCF per Share Related Terms


Genworth Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Genworth Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial Cyclically Adjusted FCF per Share Chart

Genworth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.36 3.71 3.60 3.25 2.67

Genworth Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 2.89 2.76 2.67 2.70

FRA:GGK vs BHF, FG, CNO: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, Genworth Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Genworth Financial Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Genworth Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Genworth Financial's Cyclically Adjusted Price-to-FCF falls into.


FRA:GGK
63GF Score
Genworth Financial Inc FRA:GGK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Genworth Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Genworth Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.2/330.2130*330.2130
=0.200

Current CPI (Mar. 2026) = 330.2130.

Genworth Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.441 241.018 1.974
201609 1.309 241.428 1.790
201612 0.141 241.432 0.193
201703 1.222 243.801 1.655
201706 1.160 244.955 1.564
201709 1.044 246.819 1.397
201712 1.047 246.524 1.402
201803 0.176 249.554 0.233
201806 0.770 251.989 1.009
201809 0.702 252.439 0.918
201812 1.159 251.233 1.523
201903 0.233 254.202 0.303
201906 1.150 256.143 1.483
201909 1.444 256.759 1.857
201912 0.831 256.974 1.068
202003 1.220 258.115 1.561
202006 1.073 257.797 1.374
202009 0.254 260.280 0.322
202012 0.814 260.474 1.032
202103 -0.404 264.877 -0.504
202106 0.767 271.696 0.932
202109 0.101 274.310 0.122
202112 0.252 278.802 0.298
202203 -0.161 287.504 -0.185
202206 0.789 296.311 0.879
202209 0.611 296.808 0.680
202212 0.759 296.797 0.844
202303 0.032 301.836 0.035
202306 0.498 305.109 0.539
202309 0.352 307.789 0.378
202312 0.296 306.746 0.319
202403 -0.219 312.332 -0.232
202406 0.015 314.175 0.016
202409 0.333 315.301 0.349
202412 0.060 315.605 0.063
202503 0.074 319.799 0.076
202506 0.012 322.561 0.012
202509 0.179 324.800 0.182
202512 0.425 324.054 0.433
202603 0.200 330.213 0.200

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €2.70 mean?
Genworth Financial (FRA:GGK) has a Cyclically Adjusted FCF per Share of €2.70 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Genworth Financial and its competitors.
Is Genworth Financial's Cyclically Adjusted FCF per Share too high?
Genworth Financial's current Cyclically Adjusted FCF per Share is €2.70. Overall, Genworth Financial has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's Cyclically Adjusted FCF per Share compare to BHF and FG?
Genworth Financial's Cyclically Adjusted FCF per Share of €2.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Genworth Financial and its competitors. Genworth Financial's current Cyclically Adjusted FCF per Share is €2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current Cyclically Adjusted FCF per Share of €2.70. The stock's GF Value™ is €6.46, compared to a current price of €8.35 — trading 29.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €2.70. Genworth Financial's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current Cyclically Adjusted FCF per Share is €2.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genworth Financial (FRA:GGK) Overvalued in 2026?

Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued. The current stock price of €8.35 is trading 29.3% above its estimated GF Value™ of €6.46.

Key valuation signals for FRA:GGK:

  • Cyclically Adjusted FCF per Share: €2.70
  • GF Value™: €6.46 vs. price of €8.35 (29.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Genworth Financial Business Description

Other Exchanges GNW:USA
Address 11011 West Broad Street, Glen Allen, VA, USA, 23060
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
63GF Score

Get the complete analysis for FRA:GGK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.35
Price
€6.46
GF Value