Genworth FinancialFRA:GGK +1.23%62 Pretax Margin % is 6.38% as of Mar. 2026, which is 1% below its 10-year median of 6.43. GuruFocus rates FRA:GGK with a GF Score™ of 62/100 and a GF Value™ of €6.46. The stock has 6 warning signs investors should review. Among 506 Insurance companies, Genworth Financial ranks worse than 74.51% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Genworth Financial Pretax Margin % Related Terms
Genworth Financial Pretax Margin % Historical Data
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The historical data trend for Genworth Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GGK vs BHF, FG, CNO: Pretax Margin % Comparison
For the Insurance - Life subindustry, Genworth Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Genworth Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genworth Financial (FRA:GGK) has a Pretax Margin % of 6.38% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Genworth Financial and its competitors. This is near median its historical median of 6.43. Over the past decade, Genworth Financial's Pretax Margin % has ranged from 1.69 to 18.46. According to the industry distribution chart, Genworth Financial ranks #377 out of 506 companies in the Insurance industry, placing it in the top 74.5%.
Is Genworth Financial's Pretax Margin % too high?
Genworth Financial's current Pretax Margin % of 6.38% is near median its 10-year median of 6.43. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 18.46. The Insurance industry median Pretax Margin % is 12.02. Genworth Financial's value of 6.38% is 46.9% below this industry median. Based on the distribution chart, Genworth Financial ranks #377 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Genworth Financial has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's Pretax Margin % compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #377 out of 506 companies for Pretax Margin %. This places Genworth Financial in the lower half of its industry. The industry median Pretax Margin % is 12.02. Genworth Financial's value of 6.38% is 46.9% below this benchmark. Historically, Genworth Financial's own Pretax Margin % has ranged from 1.69 to 18.46 over the past decade. While the company's 10-year median is 6.43 vs. the industry median of 12.02, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current Pretax Margin % of 6.38% is 46.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current Pretax Margin % is 6.38%, which is near median its own 10-year median of 6.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current Pretax Margin % of 6.38%. The stock's GF Value™ is €6.46, compared to a current price of €8.20 — trading 26.9% above its estimated fair value. The current Pretax Margin % is 6.38%, which is near median its 10-year median of 6.43 and 46.9% below the Insurance industry median of 12.02. Genworth Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current Pretax Margin % is 6.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (FRA:GGK) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of €8.20 is trading 26.9% above its estimated GF Value™ of €6.46.
Key valuation signals for FRA:GGK:
Pretax Margin %: 6.38% (near median its 10-year median of 6.43)
GF Value™: €6.46 vs. price of €8.20 (26.9% above fair value)
Industry Position: 46.9% below the Insurance median (#377 of 506)
No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
62GF Score
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