Genworth Financial (FRA:GGK) FCF Margin %: 5.23% (As of Mar. 2026) — 70% Below Median


FRA:GGK Genworth Financial Inc FRA:GGK
63 GF Score
Price €7.95
GF Value €6.42
! 6 Warning Signs
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What is Genworth Financial FCF Margin %?

Genworth Financial FRA:GGK +3.25% 63 FCF Margin % is 5.23% as of Mar. 2026, which is 70% below its 10-year median of 17.44. GuruFocus rates FRA:GGK with a GF Score™ of 63/100 and a GF Value™ of €6.42. The stock has 6 warning signs investors should review. Among 502 Insurance companies, Genworth Financial ranks worse than 62.95% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Genworth Financial's Free Cash Flow for the three months ended in Mar. 2026 was €79 Mil. Genworth Financial's Revenue for the three months ended in Mar. 2026 was €1,504 Mil. Therefore, Genworth Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 5.23%.

As of today, Genworth Financial's current FCF Yield % is 10.79%.

The historical rank and industry rank for Genworth Financial's FCF Margin % or its related term are showing as below:

FRA:GGK' s FCF Margin % Range Over the Past 10 Years
Min: 1.23   Med: 17.44   Max: 33.99
Current: 5.41


During the past 13 years, the highest FCF Margin % of Genworth Financial was 33.99%. The lowest was 1.23%. And the median was 17.44%.

FRA:GGK's FCF Margin % is ranked worse than
62.95% of 502 companies
in the Insurance industry
Industry Median: 9.63 vs FRA:GGK: 5.41


Genworth Financial FCF Margin % Related Terms


Genworth Financial FCF Margin % Historical Data

* Premium members only.

The historical data trend for Genworth Financial's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial FCF Margin % Chart

Genworth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.75 14.18 8.10 1.23 4.60

Genworth Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.91 0.35 4.64 11.57 5.23

FRA:GGK vs BHF, FG, CNO: FCF Margin % Comparison

For the Insurance - Life subindustry, Genworth Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Genworth Financial FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Genworth Financial's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Genworth Financial's FCF Margin % falls into.


FRA:GGK
63GF Score
Genworth Financial Inc FRA:GGK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Genworth Financial FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Genworth Financial's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=279.258/6068.524
=4.60 %

Genworth Financial's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=78.715/1504.235
=5.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 5.23% mean?
Genworth Financial (FRA:GGK) has a FCF Margin % of 5.23% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Genworth Financial and its competitors. This is 70% below median its historical median of 17.44. Over the past decade, Genworth Financial's FCF Margin % has ranged from 1.23 to 33.99. According to the industry distribution chart, Genworth Financial ranks #316 out of 502 companies in the Insurance industry, placing it in the top 62.9%.
Is Genworth Financial's FCF Margin % too high?
Genworth Financial's current FCF Margin % of 5.23% is 70% below median its 10-year median of 17.44. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 33.99. The Insurance industry median FCF Margin % is 9.63. Genworth Financial's value of 5.23% is 45.7% below this industry median. Based on the distribution chart, Genworth Financial ranks #316 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Genworth Financial has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's FCF Margin % compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #316 out of 502 companies for FCF Margin %. This places Genworth Financial in the lower half of its industry. The industry median FCF Margin % is 9.63. Genworth Financial's value of 5.23% is 45.7% below this benchmark. Historically, Genworth Financial's own FCF Margin % has ranged from 1.23 to 33.99 over the past decade. While the company's 10-year median is 17.44 vs. the industry median of 9.63, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current FCF Margin % of 5.23% is 45.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current FCF Margin % is 5.23%, which is 70% below median its own 10-year median of 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current FCF Margin % of 5.23%. The stock's GF Value™ is €6.42, compared to a current price of €7.95 — trading 23.8% above its estimated fair value. The current FCF Margin % is 5.23%, which is 70% below median its 10-year median of 17.44 and 45.7% below the Insurance industry median of 9.63. Genworth Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current FCF Margin % is 5.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genworth Financial (FRA:GGK) Overvalued in 2026?

Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued. The current stock price of €7.95 is trading 23.8% above its estimated GF Value™ of €6.42.

Key valuation signals for FRA:GGK:

  • FCF Margin %: 5.23% (70% below median its 10-year median of 17.44)
  • GF Value™: €6.42 vs. price of €7.95 (23.8% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 45.7% below the Insurance median (#316 of 502)

No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Genworth Financial Business Description

Other Exchanges GNW:USA
Address 11011 West Broad Street, Glen Allen, VA, USA, 23060
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
63GF Score

Get the complete analysis for FRA:GGK

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.95
Price
€6.42
GF Value