Genworth Financial (FRA:GGK) Cyclically Adjusted Book per Share: €25.42 (As of Mar. 2026)


FRA:GGK Genworth Financial Inc FRA:GGK
62 GF Score
Price €8.40
GF Value €6.56
! 6 Warning Signs
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What is Genworth Financial Cyclically Adjusted Book per Share?

Genworth Financial FRA:GGK +1.82% 62 Cyclically Adjusted Book per Share is €25.42 as of Mar. 2026. GuruFocus rates FRA:GGK with a GF Score™ of 62/100 and a GF Value™ of €6.56. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Genworth Financial's adjusted book value per share for the three months ended in Mar. 2026 was €19.794. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €25.42 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Genworth Financial's average Cyclically Adjusted Book Growth Rate was -1.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -3.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -1.60% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 0.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Genworth Financial was 2.40% per year. The lowest was -3.50% per year. And the median was 0.00% per year.

As of today (2026-07-05), Genworth Financial's current stock price is €8.40. Genworth Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €25.42. Genworth Financial's Cyclically Adjusted PB Ratio of today is 0.33.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Genworth Financial was 0.32. The lowest was 0.07. And the median was 0.14.


Genworth Financial  (FRA:GGK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Genworth Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.40/25.42
=0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Genworth Financial was 0.32. The lowest was 0.07. And the median was 0.14.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Genworth Financial Cyclically Adjusted Book per Share Related Terms


Genworth Financial Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Genworth Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial Cyclically Adjusted Book per Share Chart

Genworth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.65 30.23 28.91 28.88 25.03

Genworth Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.73 25.93 25.56 25.03 25.42

FRA:GGK vs BHF, FG, CNO: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Genworth Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Genworth Financial Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Genworth Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Genworth Financial's Cyclically Adjusted PB Ratio falls into.


FRA:GGK
62GF Score
Genworth Financial Inc FRA:GGK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Genworth Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Genworth Financial's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=19.794/330.2130*330.2130
=19.794

Current CPI (Mar. 2026) = 330.2130.

Genworth Financial Quarterly Data

Book Value per Share CPI Adj_Book
201606 27.045 241.018 37.054
201609 26.607 241.428 36.392
201612 24.050 241.432 32.894
201703 24.010 243.801 32.520
201706 23.218 244.955 31.299
201709 21.974 246.819 29.398
201712 22.722 246.524 30.436
201803 21.073 249.554 27.884
201806 22.058 251.989 28.905
201809 21.892 252.439 28.637
201812 21.843 251.233 28.710
201903 23.003 254.202 29.881
201906 24.157 256.143 31.143
201909 25.947 256.759 33.370
201912 25.330 256.974 32.549
202003 25.894 258.115 33.127
202006 25.698 257.797 32.917
202009 24.759 260.280 31.411
202012 24.904 260.474 31.572
202103 24.473 264.877 30.510
202106 24.776 271.696 30.112
202109 25.560 274.310 30.769
202112 27.020 278.802 32.002
202203 25.650 287.504 29.460
202206 22.011 296.311 24.529
202209 18.656 296.808 20.756
202212 14.553 296.797 16.192
202303 14.254 301.836 15.594
202306 14.744 305.109 15.957
202309 16.673 307.789 17.888
202312 15.351 306.746 16.525
202403 16.755 312.332 17.714
202406 18.107 314.175 19.031
202409 17.478 315.301 18.305
202412 19.135 315.605 20.021
202503 19.373 319.799 20.004
202506 18.507 322.561 18.946
202509 18.645 324.800 18.956
202512 19.070 324.054 19.432
202603 19.794 330.213 19.794

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €25.42 mean?
Genworth Financial (FRA:GGK) has a Cyclically Adjusted Book per Share of €25.42 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Genworth Financial and its competitors.
Is Genworth Financial's Cyclically Adjusted Book per Share too high?
Genworth Financial's current Cyclically Adjusted Book per Share is €25.42. Overall, Genworth Financial has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's Cyclically Adjusted Book per Share compare to BHF and FG?
Genworth Financial's Cyclically Adjusted Book per Share of €25.42 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Genworth Financial and its competitors. Genworth Financial's current Cyclically Adjusted Book per Share is €25.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current Cyclically Adjusted Book per Share of €25.42. The stock's GF Value™ is €6.56, compared to a current price of €8.40 — trading 28% above its estimated fair value. The current Cyclically Adjusted Book per Share is €25.42. Genworth Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current Cyclically Adjusted Book per Share is €25.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genworth Financial (FRA:GGK) Overvalued in 2026?

Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued. The current stock price of €8.40 is trading 28% above its estimated GF Value™ of €6.56.

Key valuation signals for FRA:GGK:

  • Cyclically Adjusted Book per Share: €25.42
  • GF Value™: €6.56 vs. price of €8.40 (28% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Genworth Financial Business Description

Other Exchanges GNW:USA
Address 11011 West Broad Street, Glen Allen, VA, USA, 23060
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
62GF Score

Get the complete analysis for FRA:GGK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.40
Price
€6.56
GF Value