Atlantic Union Bankshares (FRA:UIO) Net Loan: €23,940 Mil (As of Mar. 2026)

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FRA:UIO Atlantic Union Bankshares Corp FRA:UIO
70 GF Score
Price €37.20
GF Value €32.58
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Atlantic Union Bankshares Net Loan?

Atlantic Union Bankshares FRA:UIO +1.64% 70 Net Loan is €23,940 Mil as of Mar. 2026. GuruFocus rates FRA:UIO with a GF Score™ of 70/100 and a GF Value™ of €32.58 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Atlantic Union Bankshares's quarterly net loan increased from Sep. 2025 (€23,083 Mil) to Dec. 2025 (€23,502 Mil) and increased from Dec. 2025 (€23,502 Mil) to Mar. 2026 (€23,940 Mil).

Atlantic Union Bankshares's annual net loan increased from Dec. 2023 (€14,222 Mil) to Dec. 2024 (€23,502 Mil) and increased from Dec. 2024 (€23,502 Mil) to Dec. 2025 (€23,940 Mil).

Atlantic Union Bankshares Net Loan Historical Data

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The historical data trend for Atlantic Union Bankshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares Net Loan Chart

Atlantic Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11,608.47 13,539.14 14,222.28 17,477.83 23,501.69

Atlantic Union Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,875.16 23,448.66 23,083.16 23,501.69 23,939.83
FRA:UIO
70GF Score
Atlantic Union Bankshares Corp FRA:UIO
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Union Bankshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €23,940 Mil mean?
Atlantic Union Bankshares (FRA:UIO) has a Net Loan of €23,940 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Atlantic Union Bankshares and its competitors.
Is Atlantic Union Bankshares' Net Loan too high?
Atlantic Union Bankshares' current Net Loan is €23,940 Mil. Overall, Atlantic Union Bankshares has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' Net Loan compare to HWC and ASB?
Atlantic Union Bankshares' Net Loan of €23,940 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Atlantic Union Bankshares and its competitors. Atlantic Union Bankshares's current Net Loan is €23,940 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.58, compared to a current price of €37.20 — trading 14.2% above its estimated fair value. The current Net Loan is €23,940 Mil. Atlantic Union Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current Net Loan is €23,940 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €37.20 is trading 14.2% above its estimated GF Value™ of €32.58. GuruFocus considers Atlantic Union Bankshares to be Modestly Overvalued.

Key valuation signals for FRA:UIO:

  • Net Loan: €23,940 Mil
  • GF Value™: €32.58 vs. price of €37.20 (14.2% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAAUB:USA
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
70GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.20
Price
€32.58
GF Value