Atlantic Union Bankshares (FRA:UIO) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Atlantic Union Bankshares LT-Debt-to-Total-Asset?

Atlantic Union Bankshares FRA:UIO 67 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates FRA:UIO with a GF Score™ of 67/100 and a GF Value™ of €32.69 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Atlantic Union Bankshares's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Atlantic Union Bankshares's long-term debt to total assets ratio increased from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that Atlantic Union Bankshares is progressively becoming more dependent on debt to grow their business.

Atlantic Union Bankshares (FRA:UIO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Atlantic Union Bankshares LT-Debt-to-Total-Asset Related Terms

Atlantic Union Bankshares LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Atlantic Union Bankshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares LT-Debt-to-Total-Asset Chart

Atlantic Union Bankshares Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.02

Atlantic Union Bankshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.02	0.02	0.02	0.02

67GF Score

Atlantic Union Bankshares Corp FRA:UIO

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Atlantic Union Bankshares LT-Debt-to-Total-Asset Calculation

Atlantic Union Bankshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	659.153	/	32098.234
	=	0.02

Atlantic Union Bankshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	670.359	/	32277.485
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Atlantic Union Bankshares (FRA:UIO) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Atlantic Union Bankshares and its competitors.

Is Atlantic Union Bankshares' LT-Debt-to-Total-Asset too high?

Atlantic Union Bankshares' current LT-Debt-to-Total-Asset is 0.02. Overall, Atlantic Union Bankshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Atlantic Union Bankshares' LT-Debt-to-Total-Asset compare to HWC and ASB?

Atlantic Union Bankshares' LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Atlantic Union Bankshares and its competitors. Atlantic Union Bankshares's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Atlantic Union Bankshares stock overvalued right now?

Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.69, compared to a current price of €36.80 — trading 12.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Atlantic Union Bankshares' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €36.80 is trading 12.6% above its estimated GF Value™ of €32.69. GuruFocus considers Atlantic Union Bankshares to be Modestly Overvalued.

Key valuation signals for FRA:UIO:

LT-Debt-to-Total-Asset: 0.02
GF Value™: €32.69 vs. price of €36.80 (12.6% above fair value)
GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic Union Bankshares Business Description

Industry Financial Services Banks

Comparable Companies HWC ASB HOMB ABCB OZK UBSI FLG AX GBCI FNB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges AUBpA.PFD:USA AUB:USA

Address 4300 Cox Road, Glen Allen, VA, USA, 23060

Website https://www.atlanticunionbank.com

Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.

67GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.80

Price

€32.69

GF Value

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