Atlantic Union Bankshares (FRA:UIO) Margin of Safety % (DCF FCF Based): 88.49% (As of Jun. 24, 2026)


FRA:UIO Atlantic Union Bankshares Corp FRA:UIO
68 GF Score
Price €35.40
GF Value €33.23
Valuation Fairly Valued
! 4 Warning Signs
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What is Atlantic Union Bankshares Margin of Safety % (DCF FCF Based)?

Atlantic Union Bankshares FRA:UIO +1.14% 68 Margin of Safety % (DCF FCF Based) is 88.49% as of Jun. 24, 2026. GuruFocus rates FRA:UIO with a GF Score™ of 68/100 and a GF Value™ of €33.23 (Fairly Valued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Atlantic Union Bankshares's Predictability Rank is 2-Stars. Atlantic Union Bankshares's intrinsic value calculated from the Discounted FCF model is €41.79 and current share price is €35.40. Consequently,

Atlantic Union Bankshares's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 88.49%.

FRA:UIO vs HOMB, OZK, ASB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atlantic Union Bankshares Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Margin of Safety % (DCF FCF Based) falls into.


FRA:UIO
68GF Score
Atlantic Union Bankshares Corp FRA:UIO
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Union Bankshares Margin of Safety % (DCF FCF Based) Calculation

Atlantic Union Bankshares's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(307.48-35.40)/307.48
=88.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 88.49% mean?
Atlantic Union Bankshares (FRA:UIO) has a Margin of Safety % (DCF FCF Based) of 88.49% as of Jun. 24, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Atlantic Union Bankshares.
Is Atlantic Union Bankshares' Margin of Safety % (DCF FCF Based) too high?
Atlantic Union Bankshares' current Margin of Safety % (DCF FCF Based) is 88.49%. Overall, Atlantic Union Bankshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' Margin of Safety % (DCF FCF Based) compare to HOMB and OZK?
Atlantic Union Bankshares' Margin of Safety % (DCF FCF Based) of 88.49% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Atlantic Union Bankshares. Atlantic Union Bankshares's current Margin of Safety % (DCF FCF Based) is 88.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Fairly Valued. The stock's GF Value™ is €33.23, compared to a current price of €35.40 — trading 6.5% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 88.49%. Atlantic Union Bankshares' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current Margin of Safety % (DCF FCF Based) is 88.49% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €35.40 is trading 6.5% above its estimated GF Value™ of €33.23. GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.

Key valuation signals for FRA:UIO:

  • Margin of Safety % (DCF FCF Based): 88.49%
  • GF Value™: €33.23 vs. price of €35.40 (6.5% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAAUB:USA
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
68GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.40
Price
€33.23
GF Value