Atlantic Union Bankshares (FRA:UIO) Dividend Payout Ratio: 0.42 (As of Mar. 2026) — Near Median

What is Atlantic Union Bankshares Dividend Payout Ratio?

Atlantic Union Bankshares FRA:UIO +0.55% 68 Dividend Payout Ratio is 0.42 as of Mar. 2026, which is 2% above its 10-year median of 0.41. GuruFocus rates FRA:UIO with a GF Score™ of 68/100 and a GF Value™ of €33.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,171 Banks companies, Atlantic Union Bankshares ranks worse than 61.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Atlantic Union Bankshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.42.

The historical rank and industry rank for Atlantic Union Bankshares's Dividend Payout Ratio or its related term are showing as below:

FRA:UIO' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.41 Max: 0.47
Current: 0.39

During the past 13 years, the highest Dividend Payout Ratio of Atlantic Union Bankshares was 0.47. The lowest was 0.31. And the median was 0.41.

FRA:UIO's Dividend Payout Ratio is ranked worse than
61.49% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs FRA:UIO: 0.39

As of today (2026-06-30), the Dividend Yield % of Atlantic Union Bankshares is 3.39%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Atlantic Union Bankshares was 5.53%. The lowest was 1.95%. And the median was 3.05%.

Atlantic Union Bankshares's Dividends per Share for the months ended in Mar. 2026 was €0.32.

During the past 12 months, Atlantic Union Bankshares's average Dividends Per Share Growth Rate was 7.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 6.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 6.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Atlantic Union Bankshares was 29.30% per year. The lowest was -29.90% per year. And the median was 8.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Atlantic Union Bankshares (FRA:UIO) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Atlantic Union Bankshares Dividend Payout Ratio Related Terms

Atlantic Union Bankshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Atlantic Union Bankshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares Dividend Payout Ratio Chart

Atlantic Union Bankshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.31

0.40

0.41

0.48

0.40

Atlantic Union Bankshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.60	0.36	0.41	0.38	0.42

FRA:UIO vs HWC, ASB, HOMB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atlantic Union Bankshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Dividend Payout Ratio falls into.

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68GF Score

Atlantic Union Bankshares Corp FRA:UIO

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Atlantic Union Bankshares Dividend Payout Ratio Calculation

Atlantic Union Bankshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.187	/	2.938
	=	0.40

Atlantic Union Bankshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.32	/	0.77
	=	0.42

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.42 mean?

Atlantic Union Bankshares (FRA:UIO) has a Dividend Payout Ratio of 0.42 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Atlantic Union Bankshares and its competitors. This is near median its historical median of 0.41. Over the past decade, Atlantic Union Bankshares' Dividend Payout Ratio has ranged from 0.31 to 0.47. According to the industry distribution chart, Atlantic Union Bankshares ranks #720 out of 1171 companies in the Banks industry, placing it in the top 61.5%.

Is Atlantic Union Bankshares' Dividend Payout Ratio too high?

Atlantic Union Bankshares' current Dividend Payout Ratio of 0.42 is near median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.47. The Banks industry median Dividend Payout Ratio is 0.32. Atlantic Union Bankshares' value of 0.42 is 31.3% above this industry median. Based on the distribution chart, Atlantic Union Bankshares ranks #720 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Atlantic Union Bankshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Atlantic Union Bankshares' Dividend Payout Ratio compare to HWC and ASB?

According to the Banks industry distribution chart, Atlantic Union Bankshares ranks #720 out of 1171 companies for Dividend Payout Ratio. This places Atlantic Union Bankshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Atlantic Union Bankshares' value of 0.42 is 31.3% above this benchmark. Historically, Atlantic Union Bankshares' own Dividend Payout Ratio has ranged from 0.31 to 0.47 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.32, Atlantic Union Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Union Bankshares's current Dividend Payout Ratio of 0.42 is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Atlantic Union Bankshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Union Bankshares's current Dividend Payout Ratio is 0.42, which is near median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Atlantic Union Bankshares stock overvalued right now?

Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Fairly Valued. The stock's GF Value™ is €33.17, compared to a current price of €36.60 — trading 10.3% above its estimated fair value. The current Dividend Payout Ratio is 0.42, which is near median its 10-year median of 0.41 and 31.3% above the Banks industry median of 0.32. Atlantic Union Bankshares' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current Dividend Payout Ratio is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €36.60 is trading 10.3% above its estimated GF Value™ of €33.17. GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.

Key valuation signals for FRA:UIO:

Dividend Payout Ratio: 0.42 (near median its 10-year median of 0.41)
GF Value™: €33.17 vs. price of €36.60 (10.3% above fair value)
GF Score™: 68/100 with 4 warning signs
Industry Position: 31.3% above the Banks median (#720 of 1171)

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic Union Bankshares Business Description

Industry Financial Services Banks

Comparable Companies HWC ASB HOMB ABCB OZK UBSI FLG AX GBCI FNB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges AUBpA.PFD:USA AUB:USA

Address 4300 Cox Road, Glen Allen, VA, USA, 23060

Website https://www.atlanticunionbank.com

Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.

68GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.60

Price

€33.17

GF Value

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