Atlantic Union Bankshares (FRA:UIO) FCF Yield %: 8.55 (As of Aug. 15, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UIO Atlantic Union Bankshares Corp FRA:UIO
71 GF Score
Price €36.80
GF Value €33.46
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Atlantic Union Bankshares FCF Yield %?

Atlantic Union Bankshares FRA:UIO +0.55% 71 FCF Yield % is 8.55 as of Aug. 15, 2026, which is 9% below its 10-year median of 9.41. GuruFocus rates FRA:UIO with a GF Score™ of 71/100 and a GF Value™ of €33.46 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Atlantic Union Bankshares ranks better than 52.97% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Atlantic Union Bankshares's Trailing 12-Month Free Cash Flow is €450 Mil, and Market Cap is €5,310 Mil. Therefore, Atlantic Union Bankshares's FCF Yield % for today is 8.55%.

The historical rank and industry rank for Atlantic Union Bankshares's FCF Yield % or its related term are showing as below:

FRA:UIO' s FCF Yield % Range Over the Past 10 Years
Min: 3.21   Med: 9.41   Max: 47.94
Current: 8.55


During the past 13 years, the highest FCF Yield % of Atlantic Union Bankshares was 47.94%. The lowest was 3.21%. And the median was 9.41%.

FRA:UIO's FCF Yield % is ranked better than
52.97% of 1499 companies
in the Banks industry
Industry Median: 8.08 vs FRA:UIO: 8.55

Atlantic Union Bankshares's FCF Margin % for the quarter that ended in Jun. 2026 was 34.84%.


Atlantic Union Bankshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Atlantic Union Bankshares FCF Yield % Related Terms


Atlantic Union Bankshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Atlantic Union Bankshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares FCF Yield % Chart

Atlantic Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.57 16.06 9.99 8.85 43.80

Atlantic Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 175.36 11.91 8.73 9.70 9.56

FRA:UIO vs ABCB, HWC, ASB: FCF Yield % Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Union Bankshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's FCF Yield % falls into.


FRA:UIO
71GF Score
Atlantic Union Bankshares Corp FRA:UIO
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Union Bankshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Atlantic Union Bankshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1900.123 / 4338.3762
=43.80%

Atlantic Union Bankshares's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=124.79 * 4 / 5222.8032
=9.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.55 mean?
Atlantic Union Bankshares (FRA:UIO) has a FCF Yield % of 8.55 as of Aug. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Atlantic Union Bankshares and its competitors. This is near median its historical median of 9.41. Over the past decade, Atlantic Union Bankshares' FCF Yield % has ranged from 3.21 to 47.94. According to the industry distribution chart, Atlantic Union Bankshares ranks #705 out of 1499 companies in the Banks industry, placing it in the top 47%.
Is Atlantic Union Bankshares' FCF Yield % too high?
Atlantic Union Bankshares' current FCF Yield % of 8.55 is near median its 10-year median of 9.41. Over the past 10 years, this metric has ranged from a low of 3.21 to a high of 47.94. The Banks industry median FCF Yield % is 8.08. Atlantic Union Bankshares' value of 8.55 is 5.8% above this industry median. Based on the distribution chart, Atlantic Union Bankshares ranks #705 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Atlantic Union Bankshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' FCF Yield % compare to ABCB and HWC?
According to the Banks industry distribution chart, Atlantic Union Bankshares ranks #705 out of 1499 companies for FCF Yield %. This puts Atlantic Union Bankshares in the upper half of its industry. The industry median FCF Yield % is 8.08. Atlantic Union Bankshares' value of 8.55 is 5.8% above this benchmark. Historically, Atlantic Union Bankshares' own FCF Yield % has ranged from 3.21 to 47.94 over the past decade. While the company's 10-year median is 9.41 vs. the industry median of 8.08, Atlantic Union Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Union Bankshares's current FCF Yield % of 8.55 is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Atlantic Union Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Union Bankshares's current FCF Yield % is 8.55, which is near median its own 10-year median of 9.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Fairly Valued. The stock's GF Value™ is €33.46, compared to a current price of €36.80 — trading 10% above its estimated fair value. The current FCF Yield % is 8.55, which is near median its 10-year median of 9.41 and 5.8% above the Banks industry median of 8.08. Atlantic Union Bankshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current FCF Yield % is 8.55 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €36.80 is trading 10% above its estimated GF Value™ of €33.46. GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.

Key valuation signals for FRA:UIO:

  • FCF Yield %: 8.55 (near median its 10-year median of 9.41)
  • GF Value™: €33.46 vs. price of €36.80 (10% above fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 5.8% above the Banks median (#705 of 1499)

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAAUB:USA
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
71GF Score

Get the complete analysis for FRA:UIO

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.80
Price
€33.46
GF Value