Atlantic Union Bankshares (FRA:UIO) GF Value Rank: 7 (As of Jul. 18, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UIO Atlantic Union Bankshares Corp FRA:UIO
70 GF Score
Price €37.60
GF Value €33.85
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Atlantic Union Bankshares GF Value Rank?

Atlantic Union Bankshares FRA:UIO +2.17% 70 GF Value Rank is 7 as of Jul. 18, 2026, which is at its 10-year median of 7.00. GuruFocus rates FRA:UIO with a GF Score™ of 70/100 and a GF Value™ of €33.85 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Atlantic Union Bankshares has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Atlantic Union Bankshares GF Value Rank Related Terms

FRA:UIO vs HWC, ASB, HOMB: GF Value Rank Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atlantic Union Bankshares GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's GF Value Rank falls into.


FRA:UIO
70GF Score
Atlantic Union Bankshares Corp FRA:UIO
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Atlantic Union Bankshares (FRA:UIO) has a GF Value Rank of 7 as of Jul. 18, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Atlantic Union Bankshares and its competitors. This is near median its historical median of 7.00. Over the past decade, Atlantic Union Bankshares' GF Value Rank has ranged from 3.00 to 10.00.
Is Atlantic Union Bankshares' GF Value Rank too high?
Atlantic Union Bankshares' current GF Value Rank of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Atlantic Union Bankshares has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' GF Value Rank compare to HWC and ASB?
Atlantic Union Bankshares' GF Value Rank of 7 can be compared against companies in the Banks industry. Historically, Atlantic Union Bankshares' own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Atlantic Union Bankshares and its competitors. Atlantic Union Bankshares's current GF Value Rank is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.85, compared to a current price of €37.60 — trading 11.1% above its estimated fair value. The current GF Value Rank is 7, which is near median its 10-year median of 7.00. Atlantic Union Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current GF Value Rank is 7 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of €37.60 is trading 11.1% above its estimated GF Value™ of €33.85. GuruFocus considers Atlantic Union Bankshares to be Modestly Overvalued.

Key valuation signals for FRA:UIO:

  • GF Value Rank: 7 (near median its 10-year median of 7.00)
  • GF Value™: €33.85 vs. price of €37.60 (11.1% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAAUB:USA
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
70GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.60
Price
€33.85
GF Value