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PT Bank Btpn Syariah Tbk's quarterly net loan
increased
from Dec. 2025 (Rp9,471,283 Mil) to Mar. 2026 (Rp9,761,923 Mil) and
increased
from Mar. 2026 (Rp9,761,923 Mil) to Jun. 2026 (Rp10,162,571 Mil).
PT Bank Btpn Syariah Tbk's annual net loan
declined
from Dec. 2023 (Rp10,173,945 Mil) to Dec. 2024 (Rp9,761,923 Mil) but then
increased
from Dec. 2024 (Rp9,761,923 Mil) to Dec. 2025 (Rp10,162,571 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a Net Loan of Rp10,162,571 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Btpn Syariah Tbk and its competitors.
Is PT Bank Btpn Syariah Tbk's Net Loan too high?
PT Bank Btpn Syariah Tbk's current Net Loan is Rp10,162,571 Mil. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's Net Loan compare to competitors?
PT Bank Btpn Syariah Tbk's Net Loan of Rp10,162,571 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Btpn Syariah Tbk and its competitors. PT Bank Btpn Syariah Tbk's current Net Loan is Rp10,162,571 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,169.36, compared to a current price of Rp985.00 — trading 15.8% below its estimated fair value. The current Net Loan is Rp10,162,571 Mil. PT Bank Btpn Syariah Tbk's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current Net Loan is Rp10,162,571 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp985.00 is trading 15.8% below its estimated GF Value™ of Rp1,169.36.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
Net Loan: Rp10,162,571 Mil
GF Value™: Rp1,169.36 vs. price of Rp985.00 (15.8% below fair value)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
81GF Score
Get the complete analysis for ISX:BTPS
Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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