* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Btpn Syariah Tbk FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Btpn Syariah Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a FCF Margin % of -2.03% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Btpn Syariah Tbk and its competitors. Over the past decade, PT Bank Btpn Syariah Tbk's FCF Margin % has ranged from 9.22 to 87.47. According to the industry distribution chart, PT Bank Btpn Syariah Tbk ranks #571 out of 1505 companies in the Banks industry, placing it in the top 37.9%.
Is PT Bank Btpn Syariah Tbk's FCF Margin % too high?
PT Bank Btpn Syariah Tbk's current FCF Margin % is -2.03%. Over the past 10 years, this metric has ranged from a low of 9.22 to a high of 87.47. Based on the distribution chart, PT Bank Btpn Syariah Tbk ranks #571 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Btpn Syariah Tbk ranks #571 out of 1505 companies for FCF Margin %. This puts PT Bank Btpn Syariah Tbk in the upper half of its industry. The industry median FCF Margin % is 26.55. Historically, PT Bank Btpn Syariah Tbk's own FCF Margin % has ranged from 9.22 to 87.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Btpn Syariah Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Btpn Syariah Tbk's current FCF Margin % is -2.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,219.11, compared to a current price of Rp980.00 — trading 19.6% below its estimated fair value. The current FCF Margin % is -2.03%. PT Bank Btpn Syariah Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current FCF Margin % is -2.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp980.00 is trading 19.6% below its estimated GF Value™ of Rp1,219.11.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
FCF Margin %: -2.03%
GF Value™: Rp1,219.11 vs. price of Rp980.00 (19.6% below fair value)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
79GF Score
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