* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for PT Bank Btpn Syariah Tbk's PEG Ratio or its related term are showing as below:
ISX:BTPS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.68 Max: 0.88
Current: 0.61
During the past 11 years, PT Bank Btpn Syariah Tbk's highest PEG Ratio was 0.88. The lowest was 0.45. And the median was 0.68.
ISX:BTPS's PEG Ratio is ranked better than 83.88% of 1228
companies
in the Banks industry
Industry Median: 1.52
vs ISX:BTPS: 0.61
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT Bank Btpn Syariah Tbk (ISX:BTPS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT Bank Btpn Syariah Tbk PEG Ratio Related Terms
PT Bank Btpn Syariah Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Btpn Syariah Tbk PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Btpn Syariah Tbk's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a PEG Ratio of 0.61 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Btpn Syariah Tbk and its competitors. This is 10% below median its historical median of 0.68. Over the past decade, PT Bank Btpn Syariah Tbk's PEG Ratio has ranged from 0.45 to 0.88. According to the industry distribution chart, PT Bank Btpn Syariah Tbk ranks #198 out of 1228 companies in the Banks industry, placing it in the top 16.1%.
Is PT Bank Btpn Syariah Tbk's PEG Ratio too high?
PT Bank Btpn Syariah Tbk's current PEG Ratio of 0.61 is 10% below median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.88. The Banks industry median PEG Ratio is 1.52. PT Bank Btpn Syariah Tbk's value of 0.61 is 59.9% below this industry median. Based on the distribution chart, PT Bank Btpn Syariah Tbk ranks #198 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Btpn Syariah Tbk ranks #198 out of 1228 companies for PEG Ratio. This places PT Bank Btpn Syariah Tbk in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. PT Bank Btpn Syariah Tbk's value of 0.61 is 59.9% below this benchmark. Historically, PT Bank Btpn Syariah Tbk's own PEG Ratio has ranged from 0.45 to 0.88 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.52, PT Bank Btpn Syariah Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Btpn Syariah Tbk's current PEG Ratio of 0.61 is 59.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Btpn Syariah Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Btpn Syariah Tbk's current PEG Ratio is 0.61, which is 10% below median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,222.66, compared to a current price of Rp1,005.00 — trading 17.8% below its estimated fair value. The current PEG Ratio is 0.61, which is 10% below median its 10-year median of 0.68 and 59.9% below the Banks industry median of 1.52. PT Bank Btpn Syariah Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current PEG Ratio is 0.61 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp1,005.00 is trading 17.8% below its estimated GF Value™ of Rp1,222.66.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
PEG Ratio: 0.61 (10% below median its 10-year median of 0.68)
GF Value™: Rp1,222.66 vs. price of Rp1,005.00 (17.8% below fair value)
Industry Position: 59.9% below the Banks median (#198 of 1228)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
79GF Score
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