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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. PT Bank Btpn Syariah Tbk's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was Rp63,620 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was Rp232,603 Mil.
PT Bank Btpn Syariah Tbk (ISX:BTPS) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense Related Terms
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense Chart
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense falls into.
PT Bank Btpn Syariah Tbk Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp232,603 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of Rp232,603 Mil mean?
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a Selling, General, & Admin. Expense of Rp232,603 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Btpn Syariah Tbk and its competitors.
Is PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense too high?
PT Bank Btpn Syariah Tbk's current Selling, General, & Admin. Expense is Rp232,603 Mil. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense compare to competitors?
PT Bank Btpn Syariah Tbk's Selling, General, & Admin. Expense of Rp232,603 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Btpn Syariah Tbk and its competitors. PT Bank Btpn Syariah Tbk's current Selling, General, & Admin. Expense is Rp232,603 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,167.17, compared to a current price of Rp990.00 — trading 15.2% below its estimated fair value. The current Selling, General, & Admin. Expense is Rp232,603 Mil. PT Bank Btpn Syariah Tbk's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current Selling, General, & Admin. Expense is Rp232,603 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp990.00 is trading 15.2% below its estimated GF Value™ of Rp1,167.17.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
Selling, General, & Admin. Expense: Rp232,603 Mil
GF Value™: Rp1,167.17 vs. price of Rp990.00 (15.2% below fair value)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
76GF Score
Get the complete analysis for ISX:BTPS
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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