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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Bank Btpn Syariah Tbk's share price is Rp1025.00.
PT Bank Btpn Syariah Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp609.67. Hence, PT Bank Btpn Syariah Tbk's PS Ratio for today is 1.68.
The historical rank and industry rank for PT Bank Btpn Syariah Tbk's PS Ratio or its related term are showing as below:
ISX:BTPS'
s PS Ratio Range Over the Past 10 Years
Min: 1.37 Med: 4.4 Max: 9.56
Current: 1.68
During the past 11 years, PT Bank Btpn Syariah Tbk's highest PS Ratio was 9.56. The lowest was 1.37. And the median was 4.40.
ISX:BTPS's PS Ratio is ranked better than 80.62% of 1517
companies
in the Banks industry
Industry Median: 3.04
vs ISX:BTPS: 1.68
PT Bank Btpn Syariah Tbk revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of PT Bank Btpn Syariah Tbk was -2.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -2.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 12.70% per year.
During the past 11 years, PT Bank Btpn Syariah Tbk's highest 3-Year average Revenue per Share Growth Rate was 33.90% per year. The lowest was -2.10% per year. And the median was 10.75% per year.
Back to Basics: PS Ratio
PT Bank Btpn Syariah Tbk (ISX:BTPS) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk PS Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Btpn Syariah Tbk PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's PS Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Btpn Syariah Tbk's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PT Bank Btpn Syariah Tbk's Share Price of today is Rp1025.00. PT Bank Btpn Syariah Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp609.67.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a PS Ratio of 1.68 as of Jul. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Btpn Syariah Tbk and its competitors. This is 62% below median its historical median of 4.40. Over the past decade, PT Bank Btpn Syariah Tbk's PS Ratio has ranged from 1.37 to 9.56. According to the industry distribution chart, PT Bank Btpn Syariah Tbk ranks #294 out of 1517 companies in the Banks industry, placing it in the top 19.4%.
Is PT Bank Btpn Syariah Tbk's PS Ratio too high?
PT Bank Btpn Syariah Tbk's current PS Ratio of 1.68 is 62% below median its 10-year median of 4.40. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 9.56. The Banks industry median PS Ratio is 3.04. PT Bank Btpn Syariah Tbk's value of 1.68 is 44.7% below this industry median. Based on the distribution chart, PT Bank Btpn Syariah Tbk ranks #294 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Btpn Syariah Tbk ranks #294 out of 1517 companies for PS Ratio. This places PT Bank Btpn Syariah Tbk in the top 19% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.04. PT Bank Btpn Syariah Tbk's value of 1.68 is 44.7% below this benchmark. Historically, PT Bank Btpn Syariah Tbk's own PS Ratio has ranged from 1.37 to 9.56 over the past decade. While the company's 10-year median is 4.40 vs. the industry median of 3.04, PT Bank Btpn Syariah Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.04, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Btpn Syariah Tbk's current PS Ratio of 1.68 is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Btpn Syariah Tbk and its competitors. For the Banks industry, the median PS Ratio is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Btpn Syariah Tbk's current PS Ratio is 1.68, which is 62% below median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,224.57, compared to a current price of Rp1,025.00 — trading 16.3% below its estimated fair value. The current PS Ratio is 1.68, which is 62% below median its 10-year median of 4.40 and 44.7% below the Banks industry median of 3.04. PT Bank Btpn Syariah Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current PS Ratio is 1.68 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp1,025.00 is trading 16.3% below its estimated GF Value™ of Rp1,224.57.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
PS Ratio: 1.68 (62% below median its 10-year median of 4.40)
GF Value™: Rp1,224.57 vs. price of Rp1,025.00 (16.3% below fair value)
Industry Position: 44.7% below the Banks median (#294 of 1517)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
79GF Score
Get the complete analysis for ISX:BTPS
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