PT Bank Btpn Syariah Tbk (ISX:BTPS) FCF Yield %: 20.92 (As of Jul. 01, 2026) — 101% Above Median


ISX:BTPS PT Bank Btpn Syariah Tbk ISX:BTPS
78 GF Score
Price Rp980.00
GF Value Rp1,220.48
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Btpn Syariah Tbk FCF Yield %?

PT Bank Btpn Syariah Tbk ISX:BTPS +1.03% 78 FCF Yield % is 20.92 as of Jul. 01, 2026, which is 101% above its 10-year median of 10.43. GuruFocus rates ISX:BTPS with a GF Score™ of 78/100 and a GF Value™ of Rp1,220.48 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, PT Bank Btpn Syariah Tbk ranks better than 77.01% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Btpn Syariah Tbk's Trailing 12-Month Free Cash Flow is Rp1,579,440 Mil, and Market Cap is Rp7,549,626 Mil. Therefore, PT Bank Btpn Syariah Tbk's FCF Yield % for today is 20.92%.

The historical rank and industry rank for PT Bank Btpn Syariah Tbk's FCF Yield % or its related term are showing as below:

ISX:BTPS' s FCF Yield % Range Over the Past 10 Years
Min: -2.15   Med: 10.43   Max: 25.26
Current: 20.92


During the past 11 years, the highest FCF Yield % of PT Bank Btpn Syariah Tbk was 25.26%. The lowest was -2.15%. And the median was 10.43%.

ISX:BTPS's FCF Yield % is ranked better than
77.01% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs ISX:BTPS: 20.92

PT Bank Btpn Syariah Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -2.03%.


PT Bank Btpn Syariah Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Btpn Syariah Tbk FCF Yield % Related Terms


PT Bank Btpn Syariah Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Btpn Syariah Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Btpn Syariah Tbk FCF Yield % Chart

PT Bank Btpn Syariah Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.65 8.97 12.05 23.89 17.89

PT Bank Btpn Syariah Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 10.40 38.91 14.11 -1.12

PT Bank Btpn Syariah Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Btpn Syariah Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Btpn Syariah Tbk's FCF Yield % falls into.


ISX:BTPS
78GF Score
PT Bank Btpn Syariah Tbk ISX:BTPS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Btpn Syariah Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Btpn Syariah Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1660665 / 9282958.5
=17.89%

PT Bank Btpn Syariah Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-22990 * 4 / 8204440.5
=-1.12%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 20.92 mean?
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a FCF Yield % of 20.92 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Btpn Syariah Tbk and its competitors. This is 101% above median its historical median of 10.43. According to the industry distribution chart, PT Bank Btpn Syariah Tbk ranks #346 out of 1505 companies in the Banks industry, placing it in the top 23%.
Is PT Bank Btpn Syariah Tbk's FCF Yield % too high?
PT Bank Btpn Syariah Tbk's current FCF Yield % of 20.92 is 101% above median its 10-year median of 10.43. The Banks industry median FCF Yield % is 8.23. PT Bank Btpn Syariah Tbk's value of 20.92 is 154.2% above this industry median. Based on the distribution chart, PT Bank Btpn Syariah Tbk ranks #346 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Btpn Syariah Tbk ranks #346 out of 1505 companies for FCF Yield %. This places PT Bank Btpn Syariah Tbk in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.23. PT Bank Btpn Syariah Tbk's value of 20.92 is 154.2% above this benchmark. While the company's 10-year median is 10.43 vs. the industry median of 8.23, PT Bank Btpn Syariah Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Btpn Syariah Tbk's current FCF Yield % of 20.92 is 154.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Btpn Syariah Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Btpn Syariah Tbk's current FCF Yield % is 20.92, which is 101% above median its own 10-year median of 10.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,220.48, compared to a current price of Rp980.00 — trading 19.7% below its estimated fair value. The current FCF Yield % is 20.92, which is 101% above median its 10-year median of 10.43 and 154.2% above the Banks industry median of 8.23. PT Bank Btpn Syariah Tbk's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current FCF Yield % is 20.92 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued. The current stock price of Rp980.00 is trading 19.7% below its estimated GF Value™ of Rp1,220.48. GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BTPS:

  • FCF Yield %: 20.92 (101% above median its 10-year median of 10.43)
  • GF Value™: Rp1,220.48 vs. price of Rp980.00 (19.7% below fair value)
  • GF Score™: 78/100 with 2 warning signs
  • Industry Position: 154.2% above the Banks median (#346 of 1505)

No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Btpn Syariah Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6, Menara BTPN, 12th Floor, CBD Mega Kuningan, South Jakarta, Jakarta, IDN, 12950
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
78GF Score

Get the complete analysis for ISX:BTPS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp980.00
Price
Rp1,220.48
GF Value