PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Net Loan: Rp25,834,764 Mil (As of Jun. 2026)

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ISX:MCOR PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
67 GF Score
Price Rp69.00
GF Value Rp74.31
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank China Construction Bank Indonesia Tbk Net Loan?

PT Bank China Construction Bank Indonesia Tbk ISX:MCOR 67 Net Loan is Rp25,834,764 Mil as of Jun. 2026. GuruFocus rates ISX:MCOR with a GF Score™ of 67/100 and a GF Value™ of Rp74.31 (Fairly Valued). The stock has 2 warning signs investors should review.

PT Bank China Construction Bank Indonesia Tbk's quarterly net loan declined from Dec. 2025 (Rp26,138,582 Mil) to Mar. 2026 (Rp25,154,745 Mil) but then increased from Mar. 2026 (Rp25,154,745 Mil) to Jun. 2026 (Rp25,834,764 Mil).

PT Bank China Construction Bank Indonesia Tbk's annual net loan increased from Dec. 2023 (Rp18,846,417 Mil) to Dec. 2024 (Rp25,154,745 Mil) and increased from Dec. 2024 (Rp25,154,745 Mil) to Dec. 2025 (Rp25,834,764 Mil).


PT Bank China Construction Bank Indonesia Tbk Net Loan Historical Data

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The historical data trend for PT Bank China Construction Bank Indonesia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank China Construction Bank Indonesia Tbk Net Loan Chart

PT Bank China Construction Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,480,702.00 16,232,539.00 18,846,417.00 23,012,879.00 26,138,582.00

PT Bank China Construction Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,361,001.00 22,979,811.00 26,138,582.00 25,154,745.00 25,834,764.00
ISX:MCOR
67GF Score
PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank China Construction Bank Indonesia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp25,834,764 Mil mean?
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a Net Loan of Rp25,834,764 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors.
Is PT Bank China Construction Bank Indonesia Tbk's Net Loan too high?
PT Bank China Construction Bank Indonesia Tbk's current Net Loan is Rp25,834,764 Mil. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's Net Loan compare to competitors?
PT Bank China Construction Bank Indonesia Tbk's Net Loan of Rp25,834,764 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. PT Bank China Construction Bank Indonesia Tbk's current Net Loan is Rp25,834,764 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Fairly Valued. The stock's GF Value™ is Rp74.31, compared to a current price of Rp69.00 — trading 7.1% below its estimated fair value. The current Net Loan is Rp25,834,764 Mil. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current Net Loan is Rp25,834,764 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp69.00 is trading 7.1% below its estimated GF Value™ of Rp74.31. GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:MCOR:

  • Net Loan: Rp25,834,764 Mil
  • GF Value™: Rp74.31 vs. price of Rp69.00 (7.1% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank China Construction Bank Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman Lot 86, Sahid Sudirman Center, 15th floor, Jakarta, IDN, 10220
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
67GF Score

Get the complete analysis for ISX:MCOR

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp69.00
Price
Rp74.31
GF Value