PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) FCF Margin %: -28.08% (As of Mar. 2026)


ISX:MCOR PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
66 GF Score
Price Rp66.00
GF Value Rp75.39
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank China Construction Bank Indonesia Tbk FCF Margin %?

PT Bank China Construction Bank Indonesia Tbk ISX:MCOR -1.49% 66 FCF Margin % is -28.08% as of Mar. 2026. GuruFocus rates ISX:MCOR with a GF Score™ of 66/100 and a GF Value™ of Rp75.39 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, PT Bank China Construction Bank Indonesia Tbk ranks better than 85.79% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank China Construction Bank Indonesia Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp-76,409 Mil. PT Bank China Construction Bank Indonesia Tbk's Revenue for the three months ended in Mar. 2026 was Rp272,122 Mil. Therefore, PT Bank China Construction Bank Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -28.08%.

As of today, PT Bank China Construction Bank Indonesia Tbk's current FCF Yield % is 44.23%.

The historical rank and industry rank for PT Bank China Construction Bank Indonesia Tbk's FCF Margin % or its related term are showing as below:

ISX:MCOR' s FCF Margin % Range Over the Past 10 Years
Min: -378.17   Med: 23.7   Max: 289.69
Current: 102.65


During the past 13 years, the highest FCF Margin % of PT Bank China Construction Bank Indonesia Tbk was 289.69%. The lowest was -378.17%. And the median was 23.70%.

ISX:MCOR's FCF Margin % is ranked better than
85.79% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs ISX:MCOR: 102.65


PT Bank China Construction Bank Indonesia Tbk FCF Margin % Related Terms


PT Bank China Construction Bank Indonesia Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank China Construction Bank Indonesia Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank China Construction Bank Indonesia Tbk FCF Margin % Chart

PT Bank China Construction Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.15 -159.92 289.69 217.64 183.42

PT Bank China Construction Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 294.68 -458.82 446.74 433.94 -28.08

PT Bank China Construction Bank Indonesia Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank China Construction Bank Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank China Construction Bank Indonesia Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank China Construction Bank Indonesia Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank China Construction Bank Indonesia Tbk's FCF Margin % falls into.


ISX:MCOR
66GF Score
PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank China Construction Bank Indonesia Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank China Construction Bank Indonesia Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1965241/1071467
=183.42 %

PT Bank China Construction Bank Indonesia Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-76409/272122
=-28.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -28.08% mean?
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a FCF Margin % of -28.08% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #214 out of 1506 companies in the Banks industry, placing it in the top 14.2%.
Is PT Bank China Construction Bank Indonesia Tbk's FCF Margin % too high?
PT Bank China Construction Bank Indonesia Tbk's current FCF Margin % is -28.08%. Based on the distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #214 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #214 out of 1506 companies for FCF Margin %. This places PT Bank China Construction Bank Indonesia Tbk in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank China Construction Bank Indonesia Tbk's current FCF Margin % is -28.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp75.39, compared to a current price of Rp66.00 — trading 12.5% below its estimated fair value. The current FCF Margin % is -28.08%. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current FCF Margin % is -28.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp66.00 is trading 12.5% below its estimated GF Value™ of Rp75.39. GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MCOR:

  • FCF Margin %: -28.08%
  • GF Value™: Rp75.39 vs. price of Rp66.00 (12.5% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank China Construction Bank Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman Lot 86, Sahid Sudirman Center, 15th floor, Jakarta, IDN, 10220
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
66GF Score

Get the complete analysis for ISX:MCOR

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp66.00
Price
Rp75.39
GF Value