PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Retained Earnings: Rp1,795,205 Mil (As of Mar. 2026)

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ISX:MCOR PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
68 GF Score
Price Rp68.00
GF Value Rp75.63
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank China Construction Bank Indonesia Tbk Retained Earnings?

PT Bank China Construction Bank Indonesia Tbk ISX:MCOR +1.49% 68 Retained Earnings is Rp1,795,205 Mil as of Mar. 2026. GuruFocus rates ISX:MCOR with a GF Score™ of 68/100 and a GF Value™ of Rp75.63 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Bank China Construction Bank Indonesia Tbk's retained earnings for the quarter that ended in Mar. 2026 was Rp1,795,205 Mil.

PT Bank China Construction Bank Indonesia Tbk's quarterly retained earnings increased from Sep. 2025 (Rp1,645,966 Mil) to Dec. 2025 (Rp1,717,037 Mil) and increased from Dec. 2025 (Rp1,717,037 Mil) to Mar. 2026 (Rp1,795,205 Mil).

PT Bank China Construction Bank Indonesia Tbk's annual retained earnings increased from Dec. 2023 (Rp1,120,687 Mil) to Dec. 2024 (Rp1,415,589 Mil) and increased from Dec. 2024 (Rp1,415,589 Mil) to Dec. 2025 (Rp1,717,037 Mil).


PT Bank China Construction Bank Indonesia Tbk  (ISX:MCOR) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Bank China Construction Bank Indonesia Tbk Retained Earnings Historical Data

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The historical data trend for PT Bank China Construction Bank Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank China Construction Bank Indonesia Tbk Retained Earnings Chart

PT Bank China Construction Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 744,437.00 879,896.00 1,120,687.00 1,415,589.00 1,717,037.00

PT Bank China Construction Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,494,124.00 1,572,729.00 1,645,966.00 1,717,037.00 1,795,205.00
ISX:MCOR
68GF Score
PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank China Construction Bank Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp1,795,205 Mil mean?
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a Retained Earnings of Rp1,795,205 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors.
Is PT Bank China Construction Bank Indonesia Tbk's Retained Earnings too high?
PT Bank China Construction Bank Indonesia Tbk's current Retained Earnings is Rp1,795,205 Mil. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's Retained Earnings compare to competitors?
PT Bank China Construction Bank Indonesia Tbk's Retained Earnings of Rp1,795,205 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. PT Bank China Construction Bank Indonesia Tbk's current Retained Earnings is Rp1,795,205 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp75.63, compared to a current price of Rp68.00 — trading 10.1% below its estimated fair value. The current Retained Earnings is Rp1,795,205 Mil. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current Retained Earnings is Rp1,795,205 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp68.00 is trading 10.1% below its estimated GF Value™ of Rp75.63. GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MCOR:

  • Retained Earnings: Rp1,795,205 Mil
  • GF Value™: Rp75.63 vs. price of Rp68.00 (10.1% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank China Construction Bank Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman Lot 86, Sahid Sudirman Center, 15th floor, Jakarta, IDN, 10220
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
68GF Score

Get the complete analysis for ISX:MCOR

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp68.00
Price
Rp75.63
GF Value