PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Cyclically Adjusted Book per Share: Rp189.45 (As of Mar. 2026)


ISX:MCOR PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
66 GF Score
Price Rp68.00
GF Value Rp75.40
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share?

PT Bank China Construction Bank Indonesia Tbk ISX:MCOR +3.03% 66 Cyclically Adjusted Book per Share is Rp189.45 as of Mar. 2026. GuruFocus rates ISX:MCOR with a GF Score™ of 66/100 and a GF Value™ of Rp75.40 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank China Construction Bank Indonesia Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp190.248. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp189.45 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank China Construction Bank Indonesia Tbk's average Cyclically Adjusted Book Growth Rate was 6.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank China Construction Bank Indonesia Tbk was 5.10% per year. The lowest was 3.80% per year. And the median was 4.00% per year.

As of today (2026-07-04), PT Bank China Construction Bank Indonesia Tbk's current stock price is Rp68.00. PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp189.45. PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted PB Ratio of today is 0.36.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank China Construction Bank Indonesia Tbk was 1.27. The lowest was 0.34. And the median was 0.46.


PT Bank China Construction Bank Indonesia Tbk  (ISX:MCOR) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=68.00/189.45
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank China Construction Bank Indonesia Tbk was 1.27. The lowest was 0.34. And the median was 0.46.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share Chart

PT Bank China Construction Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 156.82 165.91 172.12 176.51 185.48

PT Bank China Construction Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 177.70 179.97 181.29 185.48 189.45

PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:MCOR
66GF Score
PT Bank China Construction Bank Indonesia Tbk ISX:MCOR
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank China Construction Bank Indonesia Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank China Construction Bank Indonesia Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=190.248/136.5387*136.5387
=190.248

Current CPI (Mar. 2026) = 136.5387.

PT Bank China Construction Bank Indonesia Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 76.806 103.212 101.606
201609 146.528 104.142 192.109
201612 144.075 105.222 186.956
201703 145.404 106.476 186.458
201706 147.317 107.722 186.727
201709 148.746 108.020 188.016
201712 146.938 109.017 184.033
201803 147.897 110.097 183.418
201806 149.545 111.085 183.812
201809 151.708 111.135 186.387
201812 151.289 112.430 183.731
201903 150.956 112.829 182.678
201906 155.378 114.730 184.913
201909 156.843 114.905 186.373
201912 168.046 115.486 198.680
202003 167.559 116.252 196.799
202006 167.972 116.630 196.645
202009 361.832 116.397 424.446
202012 158.670 117.318 184.665
202103 158.950 117.840 184.172
202106 159.664 118.184 184.461
202109 160.020 118.262 184.751
202112 160.370 119.516 183.211
202203 161.086 120.948 181.850
202206 161.677 123.322 179.004
202209 162.296 125.298 176.855
202212 163.483 126.098 177.020
202303 165.063 126.953 177.527
202306 166.903 127.663 178.507
202309 168.293 128.151 179.308
202312 172.484 129.395 182.007
202403 174.541 130.607 182.468
202406 176.342 130.792 184.091
202409 178.481 130.361 186.939
202412 180.428 131.432 187.439
202503 182.868 131.948 189.230
202506 184.919 133.241 189.496
202509 186.843 133.819 190.640
202512 188.438 135.271 190.204
202603 190.248 136.539 190.248

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp189.45 mean?
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a Cyclically Adjusted Book per Share of Rp189.45 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors.
Is PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted Book per Share too high?
PT Bank China Construction Bank Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp189.45. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank China Construction Bank Indonesia Tbk's Cyclically Adjusted Book per Share of Rp189.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. PT Bank China Construction Bank Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp189.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp75.40, compared to a current price of Rp68.00 — trading 9.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp189.45. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current Cyclically Adjusted Book per Share is Rp189.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp68.00 is trading 9.8% below its estimated GF Value™ of Rp75.40. GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MCOR:

  • Cyclically Adjusted Book per Share: Rp189.45
  • GF Value™: Rp75.40 vs. price of Rp68.00 (9.8% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank China Construction Bank Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman Lot 86, Sahid Sudirman Center, 15th floor, Jakarta, IDN, 10220
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
66GF Score

Get the complete analysis for ISX:MCOR

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp68.00
Price
Rp75.40
GF Value