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PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset Related Terms
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset Chart
PT Bank China Construction Bank Indonesia Tbk Annual Data
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank China Construction Bank Indonesia Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset vs Banks Industry
PT Bank China Construction Bank Indonesia Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a Equity-to-Asset of 0.19 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. This is 10% below median its historical median of 0.21. Over the past decade, PT Bank China Construction Bank Indonesia Tbk's Equity-to-Asset has ranged from 0.14 to 0.26. According to the industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #112 out of 1518 companies in the Banks industry, placing it in the top 7.4%.
Is PT Bank China Construction Bank Indonesia Tbk's Equity-to-Asset too high?
PT Bank China Construction Bank Indonesia Tbk's current Equity-to-Asset of 0.19 is 10% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.26. The Banks industry median Equity-to-Asset is 0.10. PT Bank China Construction Bank Indonesia Tbk's value of 0.19 is 90% above this industry median. Based on the distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #112 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #112 out of 1518 companies for Equity-to-Asset. This places PT Bank China Construction Bank Indonesia Tbk in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. PT Bank China Construction Bank Indonesia Tbk's value of 0.19 is 90% above this benchmark. Historically, PT Bank China Construction Bank Indonesia Tbk's own Equity-to-Asset has ranged from 0.14 to 0.26 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.10, PT Bank China Construction Bank Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank China Construction Bank Indonesia Tbk's current Equity-to-Asset of 0.19 is 90% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank China Construction Bank Indonesia Tbk's current Equity-to-Asset is 0.19, which is 10% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Fairly Valued. The stock's GF Value™ is Rp74.40, compared to a current price of Rp70.00 — trading 5.9% below its estimated fair value. The current Equity-to-Asset is 0.19, which is 10% below median its 10-year median of 0.21 and 90% above the Banks industry median of 0.10. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current Equity-to-Asset is 0.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp70.00 is trading 5.9% below its estimated GF Value™ of Rp74.40.
GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:MCOR:
Equity-to-Asset: 0.19 (10% below median its 10-year median of 0.21)
GF Value™: Rp74.40 vs. price of Rp70.00 (5.9% below fair value)
Industry Position: 90% above the Banks median (#112 of 1518)
No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
66GF Score
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