Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank China Construction Bank Indonesia Tbk Debt-to-Equity Related Terms
PT Bank China Construction Bank Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank China Construction Bank Indonesia Tbk Debt-to-Equity Chart
PT Bank China Construction Bank Indonesia Tbk Annual Data
PT Bank China Construction Bank Indonesia Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank China Construction Bank Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank China Construction Bank Indonesia Tbk Debt-to-Equity vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) has a Debt-to-Equity of 0.04 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. This is 43% below median its historical median of 0.07. According to the industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #68 out of 1419 companies in the Banks industry, placing it in the top 4.8%.
Is PT Bank China Construction Bank Indonesia Tbk's Debt-to-Equity too high?
PT Bank China Construction Bank Indonesia Tbk's current Debt-to-Equity of 0.04 is 43% below median its 10-year median of 0.07. The Banks industry median Debt-to-Equity is 0.58. PT Bank China Construction Bank Indonesia Tbk's value of 0.04 is 93.1% below this industry median. Based on the distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #68 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank China Construction Bank Indonesia Tbk has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank China Construction Bank Indonesia Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank China Construction Bank Indonesia Tbk ranks #68 out of 1419 companies for Debt-to-Equity. This places PT Bank China Construction Bank Indonesia Tbk in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. PT Bank China Construction Bank Indonesia Tbk's value of 0.04 is 93.1% below this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 0.58, PT Bank China Construction Bank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank China Construction Bank Indonesia Tbk's current Debt-to-Equity of 0.04 is 93.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank China Construction Bank Indonesia Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank China Construction Bank Indonesia Tbk's current Debt-to-Equity is 0.04, which is 43% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank China Construction Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) is currently considered Fairly Valued. The stock's GF Value™ is Rp74.14, compared to a current price of Rp68.00 — trading 8.3% below its estimated fair value. The current Debt-to-Equity is 0.04, which is 43% below median its 10-year median of 0.07 and 93.1% below the Banks industry median of 0.58. PT Bank China Construction Bank Indonesia Tbk's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR), the current Debt-to-Equity is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank China Construction Bank Indonesia Tbk (ISX:MCOR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank China Construction Bank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp68.00 is trading 8.3% below its estimated GF Value™ of Rp74.14.
GuruFocus considers PT Bank China Construction Bank Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:MCOR:
Debt-to-Equity: 0.04 (43% below median its 10-year median of 0.07)
GF Value™: Rp74.14 vs. price of Rp68.00 (8.3% below fair value)
Industry Position: 93.1% below the Banks median (#68 of 1419)
No single metric tells the full story. See the ISX:MCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank China Construction Bank Indonesia Tbk is an Indonesian-based commercial bank that provides loans, savings, treasury, and banking solutions. Its business is organized into four segments, namely Loan, Treasury, Trade Finance, and Unallocated. Geographically, the bank operates in Jakarta, Bogor, Tangerang, Bekasi, Serpong, Bandung, Semarang, Solo, Yogyakarta, Surabaya, Denpasar, Pontianak, Bandar Lampung, Pekanbaru, Palembang, Batam, Makassar, Cirebon, Mataram, and Malang.
66GF Score
Get the complete analysis for ISX:MCOR
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:MCOR has been successfully added to your 
