Islandsbanki hf (OISE:ISB) Net Loan: kr1,481,336 Mil (As of Jun. 2026)

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OISE:ISB Islandsbanki hf OISE:ISB
70 GF Score
Price kr146.00
GF Value kr150.11
Valuation Fairly Valued
! 4 Warning Signs
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What is Islandsbanki hf Net Loan?

Islandsbanki hf OISE:ISB +0.83% 70 Net Loan is kr1,481,336 Mil as of Jun. 2026. GuruFocus rates OISE:ISB with a GF Score™ of 70/100 and a GF Value™ of kr150.11 (Fairly Valued). The stock has 4 warning signs investors should review.

Islandsbanki hf's quarterly net loan increased from Dec. 2025 (kr1,447,115 Mil) to Mar. 2026 (kr1,480,951 Mil) and increased from Mar. 2026 (kr1,480,951 Mil) to Jun. 2026 (kr1,481,336 Mil).

Islandsbanki hf's annual net loan increased from Dec. 2023 (kr1,296,901 Mil) to Dec. 2024 (kr1,480,951 Mil) and increased from Dec. 2024 (kr1,480,951 Mil) to Dec. 2025 (kr1,481,336 Mil).

Islandsbanki hf Net Loan Historical Data

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The historical data trend for Islandsbanki hf's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islandsbanki hf Net Loan Chart

Islandsbanki hf Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only 1,130,315.00 1,297,003.00 1,296,901.00 1,345,874.00 1,447,115.00

Islandsbanki hf Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,411,769.00 1,432,351.00 1,447,115.00 1,480,951.00 1,481,336.00
OISE:ISB
70GF Score
Islandsbanki hf OISE:ISB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Islandsbanki hf Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr1,481,336 Mil mean?
Islandsbanki hf (OISE:ISB) has a Net Loan of kr1,481,336 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Islandsbanki hf and its competitors.
Is Islandsbanki hf's Net Loan too high?
Islandsbanki hf's current Net Loan is kr1,481,336 Mil. Overall, Islandsbanki hf has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islandsbanki hf's Net Loan compare to PNC and USB?
Islandsbanki hf's Net Loan of kr1,481,336 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Islandsbanki hf and its competitors. Islandsbanki hf's current Net Loan is kr1,481,336 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islandsbanki hf stock overvalued right now?
Based on GuruFocus' analysis, Islandsbanki hf (OISE:ISB) is currently considered Fairly Valued. The stock's GF Value™ is kr150.11, compared to a current price of kr146.00 — trading 2.7% below its estimated fair value. The current Net Loan is kr1,481,336 Mil. Islandsbanki hf's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Islandsbanki hf (OISE:ISB), the current Net Loan is kr1,481,336 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islandsbanki hf (OISE:ISB) Overvalued in 2026?

Based on GuruFocus' analysis, Islandsbanki hf stock appears to be undervalued. The current stock price of kr146.00 is trading 2.7% below its estimated GF Value™ of kr150.11. GuruFocus considers Islandsbanki hf to be Fairly Valued.

Key valuation signals for OISE:ISB:

  • Net Loan: kr1,481,336 Mil
  • GF Value™: kr150.11 vs. price of kr146.00 (2.7% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the OISE:ISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islandsbanki hf Business Description

Address Hagasmari 3, Kopavogur, ISL, 201
Islandsbanki hf is a customer-centric universal bank. The company's segments include Personal Banking; Business Banking; Corporate and Investment Banking; Treasury and Proprietary Trading and Cost centres. It generates maximum revenue from the Business Banking segment. Business Banking provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including Ergo, the Bank's asset financing service.
70GF Score

Get the complete analysis for OISE:ISB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr146.00
Price
kr150.11
GF Value