Islandsbanki hf (OISE:ISB) GF Score: 70/100 (As of Jul. 05, 2026) — 43% Above Median


OISE:ISB Islandsbanki hf OISE:ISB
70 GF Score
Price kr139.00
GF Value kr145.40
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Islandsbanki hf GF Score?

Islandsbanki hf OISE:ISB -1.28% 70 GF Score is 70 as of Jul. 05, 2026, which is 43% above its 10-year median of 49.00. GuruFocus rates OISE:ISB with a GF Score™ of 70/100 and a GF Value™ of kr145.40 (Fairly Valued). The stock has 3 warning signs investors should review.

Islandsbanki hf has the GF Score of 70, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 1/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 5/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Islandsbanki hf might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Islandsbanki hf  (OISE:ISB) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Islandsbanki hf GF Score Related Terms

OISE:ISB vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, Islandsbanki hf's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Islandsbanki hf GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Islandsbanki hf's GF Score distribution charts can be found below:

* The bar in red indicates where Islandsbanki hf's GF Score falls into.


OISE:ISB
70GF Score
Islandsbanki hf OISE:ISB
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 70 mean?
Islandsbanki hf (OISE:ISB) has a GF Score of 70 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Islandsbanki hf and its competitors. This is 43% above median its historical median of 49.00. Over the past decade, Islandsbanki hf's GF Score has ranged from 1.00 to 81.00.
Is Islandsbanki hf's GF Score too high?
Islandsbanki hf's current GF Score of 70 is 43% above median its 10-year median of 49.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 81.00. Overall, Islandsbanki hf has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islandsbanki hf's GF Score compare to PNC and USB?
Islandsbanki hf's GF Score of 70 can be compared against companies in the Banks industry. Historically, Islandsbanki hf's own GF Score has ranged from 1.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Islandsbanki hf and its competitors. Islandsbanki hf's current GF Score is 70, which is 43% above median its own 10-year median of 49.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islandsbanki hf stock overvalued right now?
Based on GuruFocus' analysis, Islandsbanki hf (OISE:ISB) is currently considered Fairly Valued. The stock's GF Value™ is kr145.40, compared to a current price of kr139.00 — trading 4.4% below its estimated fair value. The current GF Score is 70, which is 43% above median its 10-year median of 49.00. Islandsbanki hf's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Islandsbanki hf (OISE:ISB), the current GF Score is 70 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islandsbanki hf (OISE:ISB) Overvalued in 2026?

Based on GuruFocus' analysis, Islandsbanki hf stock appears to be undervalued. The current stock price of kr139.00 is trading 4.4% below its estimated GF Value™ of kr145.40. GuruFocus considers Islandsbanki hf to be Fairly Valued.

Key valuation signals for OISE:ISB:

  • GF Score: 70 (43% above median its 10-year median of 49.00)
  • GF Value™: kr145.40 vs. price of kr139.00 (4.4% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the OISE:ISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islandsbanki hf Business Description

Address Hagasmari 3, Kopavogur, ISL, 201
Islandsbanki hf is a customer-centric universal bank. The company's segments include Personal Banking; Business Banking; Corporate and Investment Banking; Treasury and Proprietary Trading and Cost centres. It generates maximum revenue from the Business Banking segment. Business Banking provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including Ergo, the Bank's asset financing service.
70GF Score

Get the complete analysis for OISE:ISB

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr139.00
Price
kr145.40
GF Value