Islandsbanki hf (OISE:ISB) Moat Score: 0/10 (As of Jul. 04, 2026)


OISE:ISB Islandsbanki hf OISE:ISB
73 GF Score
Price kr139.00
GF Value kr145.40
Valuation Fairly Valued
! 3 Warning Signs
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What is Islandsbanki hf Moat Score?

Islandsbanki hf has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Islandsbanki hf has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Islandsbanki hf might have No Moat - No discernible moat.

Islandsbanki hf  (OISE:ISB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Islandsbanki hf Moat Score Related Terms

OISE:ISB
73GF Score
Islandsbanki hf OISE:ISB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Islandsbanki hf (OISE:ISB) Overvalued in 2026?

Based on GuruFocus' analysis, Islandsbanki hf stock appears to be undervalued. The current stock price of kr139.00 is trading 4.4% below its estimated GF Value™ of kr145.40. GuruFocus considers Islandsbanki hf to be Fairly Valued.

Key valuation signals for OISE:ISB:

  • Moat Score: 0
  • GF Value™: kr145.40 vs. price of kr139.00 (4.4% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the OISE:ISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islandsbanki hf Business Description

Address Hagasmari 3, Kopavogur, ISL, 201
Islandsbanki hf is a customer-centric universal bank. The company's segments include Personal Banking; Business Banking; Corporate and Investment Banking; Treasury and Proprietary Trading and Cost centres. It generates maximum revenue from the Business Banking segment. Business Banking provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including Ergo, the Bank's asset financing service.
73GF Score

Get the complete analysis for OISE:ISB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr139.00
Price
kr145.40
GF Value