Islandsbanki hf (OISE:ISB) FCF Yield %: -3.76 (As of Jun. 29, 2026)


OISE:ISB Islandsbanki hf OISE:ISB
73 GF Score
Price kr140.80
GF Value kr145.35
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Islandsbanki hf FCF Yield %?

Islandsbanki hf OISE:ISB -0.85% 73 FCF Yield % is -3.76 as of Jun. 29, 2026. GuruFocus rates OISE:ISB with a GF Score™ of 73/100 and a GF Value™ of kr145.35 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Islandsbanki hf ranks worse than 78.04% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Islandsbanki hf's Trailing 12-Month Free Cash Flow is kr-8,860 Mil, and Market Cap is kr235,947 Mil. Therefore, Islandsbanki hf's FCF Yield % for today is -3.76%.

The historical rank and industry rank for Islandsbanki hf's FCF Yield % or its related term are showing as below:

OISE:ISB' s FCF Yield % Range Over the Past 10 Years
Min: -43.88   Med: -3.44   Max: 54.51
Current: -3.76


During the past 9 years, the highest FCF Yield % of Islandsbanki hf was 54.51%. The lowest was -43.88%. And the median was -3.44%.

OISE:ISB's FCF Yield % is ranked worse than
78.04% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs OISE:ISB: -3.76

Islandsbanki hf's FCF Margin % for the quarter that ended in Mar. 2026 was 28.75%.


Islandsbanki hf FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Islandsbanki hf FCF Yield % Related Terms


Islandsbanki hf FCF Yield % Historical Data

* Premium members only.

The historical data trend for Islandsbanki hf's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islandsbanki hf FCF Yield % Chart

Islandsbanki hf Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only -5.37 -16.77 11.61 6.59 -0.45

Islandsbanki hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.47 32.13 93.39 -128.69 10.01

OISE:ISB vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Islandsbanki hf's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islandsbanki hf FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Islandsbanki hf's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Islandsbanki hf's FCF Yield % falls into.


OISE:ISB
73GF Score
Islandsbanki hf OISE:ISB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islandsbanki hf FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Islandsbanki hf's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1188 / 262543.0675
=-0.45%

Islandsbanki hf's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5850 * 4 / 233727.39
=10.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -3.76 mean?
Islandsbanki hf (OISE:ISB) has a FCF Yield % of -3.76 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Islandsbanki hf and its competitors. According to the industry distribution chart, Islandsbanki hf ranks #1176 out of 1507 companies in the Banks industry, placing it in the top 78%.
Is Islandsbanki hf's FCF Yield % too high?
Islandsbanki hf's current FCF Yield % is -3.76. Based on the distribution chart, Islandsbanki hf ranks #1176 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Islandsbanki hf has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islandsbanki hf's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Islandsbanki hf ranks #1176 out of 1507 companies for FCF Yield %. This places Islandsbanki hf in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Islandsbanki hf and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islandsbanki hf's current FCF Yield % is -3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islandsbanki hf stock overvalued right now?
Based on GuruFocus' analysis, Islandsbanki hf (OISE:ISB) is currently considered Fairly Valued. The stock's GF Value™ is kr145.35, compared to a current price of kr140.80 — trading 3.1% below its estimated fair value. The current FCF Yield % is -3.76. Islandsbanki hf's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Islandsbanki hf (OISE:ISB), the current FCF Yield % is -3.76 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islandsbanki hf (OISE:ISB) Overvalued in 2026?

Based on GuruFocus' analysis, Islandsbanki hf stock appears to be undervalued. The current stock price of kr140.80 is trading 3.1% below its estimated GF Value™ of kr145.35. GuruFocus considers Islandsbanki hf to be Fairly Valued.

Key valuation signals for OISE:ISB:

  • FCF Yield %: -3.76
  • GF Value™: kr145.35 vs. price of kr140.80 (3.1% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the OISE:ISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islandsbanki hf Business Description

Address Hagasmari 3, Kopavogur, ISL, 201
Islandsbanki hf is a customer-centric universal bank. The company's segments include Personal Banking; Business Banking; Corporate and Investment Banking; Treasury and Proprietary Trading and Cost centres. It generates maximum revenue from the Business Banking segment. Business Banking provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including Ergo, the Bank's asset financing service.
73GF Score

Get the complete analysis for OISE:ISB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr140.80
Price
kr145.35
GF Value