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Vietnam Prosperity JSC Bank's quarterly net loan
increased
from Sep. 2025 (₫896,901,997 Mil) to Dec. 2025 (₫933,258,756 Mil) and
increased
from Dec. 2025 (₫933,258,756 Mil) to Mar. 2026 (₫1,026,583,656 Mil).
Vietnam Prosperity JSC Bank's annual net loan
increased
from Dec. 2023 (₫564,071,185 Mil) to Dec. 2024 (₫933,258,756 Mil) and
increased
from Dec. 2024 (₫933,258,756 Mil) to Dec. 2025 (₫1,026,583,656 Mil).
Vietnam Prosperity JSC Bank Net Loan Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
Vietnam Prosperity JSC Bank (STC:VPB) has a Net Loan of ₫1,026,583,656 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Vietnam Prosperity JSC Bank and its competitors.
Is Vietnam Prosperity JSC Bank's Net Loan too high?
Vietnam Prosperity JSC Bank's current Net Loan is ₫1,026,583,656 Mil. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's Net Loan compare to competitors?
Vietnam Prosperity JSC Bank's Net Loan of ₫1,026,583,656 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Vietnam Prosperity JSC Bank and its competitors. Vietnam Prosperity JSC Bank's current Net Loan is ₫1,026,583,656 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫27,680.38, compared to a current price of ₫25,350.00 — trading 8.4% below its estimated fair value. The current Net Loan is ₫1,026,583,656 Mil. Vietnam Prosperity JSC Bank's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current Net Loan is ₫1,026,583,656 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫25,350.00 is trading 8.4% below its estimated GF Value™ of ₫27,680.38.
GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.
Key valuation signals for STC:VPB:
Net Loan: ₫1,026,583,656 Mil
GF Value™: ₫27,680.38 vs. price of ₫25,350.00 (8.4% below fair value)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
75GF Score
Get the complete analysis for STC:VPB
Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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