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The historical rank and industry rank for Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
STC:VPB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.29 Med: 5.13 Max: 11.11
Current: 1.89
During the past 9 years, Vietnam Prosperity JSC Bank's highest Yield on Cost was 11.11. The lowest was 1.29. And the median was 5.13.
STC:VPB's 5-Year Yield-on-Cost % is ranked worse than 83.76% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs STC:VPB: 1.89
Vietnam Prosperity JSC Bank (STC:VPB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Vietnam Prosperity JSC Bank 5-Year Yield-on-Cost % Related Terms
Vietnam Prosperity JSC Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Prosperity JSC Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % falls into.
Vietnam Prosperity JSC Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Vietnam Prosperity JSC Bank (STC:VPB) has a 5-Year Yield-on-Cost % of 1.89 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vietnam Prosperity JSC Bank and its competitors. This is 63% below median its historical median of 5.13. Over the past decade, Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % has ranged from 1.29 to 11.11. According to the industry distribution chart, Vietnam Prosperity JSC Bank ranks #1052 out of 1256 companies in the Banks industry, placing it in the top 83.8%.
Is Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % too high?
Vietnam Prosperity JSC Bank's current 5-Year Yield-on-Cost % of 1.89 is 63% below median its 10-year median of 5.13. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 11.11. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Vietnam Prosperity JSC Bank's value of 1.89 is 51.4% below this industry median. Based on the distribution chart, Vietnam Prosperity JSC Bank ranks #1052 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Vietnam Prosperity JSC Bank ranks #1052 out of 1256 companies for 5-Year Yield-on-Cost %. This places Vietnam Prosperity JSC Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Vietnam Prosperity JSC Bank's value of 1.89 is 51.4% below this benchmark. Historically, Vietnam Prosperity JSC Bank's own 5-Year Yield-on-Cost % has ranged from 1.29 to 11.11 over the past decade. While the company's 10-year median is 5.13 vs. the industry median of 3.89, Vietnam Prosperity JSC Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Prosperity JSC Bank's current 5-Year Yield-on-Cost % of 1.89 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vietnam Prosperity JSC Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Prosperity JSC Bank's current 5-Year Yield-on-Cost % is 1.89, which is 63% below median its own 10-year median of 5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫27,616.50, compared to a current price of ₫26,500.00 — trading 4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.89, which is 63% below median its 10-year median of 5.13 and 51.4% below the Banks industry median of 3.89. Vietnam Prosperity JSC Bank's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current 5-Year Yield-on-Cost % is 1.89 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫26,500.00 is trading 4% below its estimated GF Value™ of ₫27,616.50.
GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.
Key valuation signals for STC:VPB:
5-Year Yield-on-Cost %: 1.89 (63% below median its 10-year median of 5.13)
GF Value™: ₫27,616.50 vs. price of ₫26,500.00 (4% below fair value)
Industry Position: 51.4% below the Banks median (#1052 of 1256)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
75GF Score
Get the complete analysis for STC:VPB
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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