Vietnam Prosperity JSC Bank (STC:VPB) Moat Score: 0/10 (As of Jul. 01, 2026)


STC:VPB Vietnam Prosperity JSC Bank STC:VPB
76 GF Score
Price ₫27,000.00
GF Value ₫27,621.53
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam Prosperity JSC Bank Moat Score?

Vietnam Prosperity JSC Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Vietnam Prosperity JSC Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Vietnam Prosperity JSC Bank might have No Moat - No discernible moat.

Vietnam Prosperity JSC Bank  (STC:VPB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Vietnam Prosperity JSC Bank Moat Score Related Terms

STC:VPB
76GF Score
Vietnam Prosperity JSC Bank STC:VPB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued. The current stock price of ₫27,000.00 is trading 2.3% below its estimated GF Value™ of ₫27,621.53. GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.

Key valuation signals for STC:VPB:

  • Moat Score: 0
  • GF Value™: ₫27,621.53 vs. price of ₫27,000.00 (2.3% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vietnam Prosperity JSC Bank Business Description

Address No. 89 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi, VNM
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
76GF Score

Get the complete analysis for STC:VPB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫27,000.00
Price
₫27,621.53
GF Value