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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Vietnam Prosperity JSC Bank's Debt-to-Equity or its related term are showing as below:
STC:VPB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.89 Med: 1.65 Max: 3.26
Current: 1.73
During the past 9 years, the highest Debt-to-Equity Ratio of Vietnam Prosperity JSC Bank was 3.26. The lowest was 0.89. And the median was 1.65.
STC:VPB's Debt-to-Equity is ranked worse than 81.98% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs STC:VPB: 1.73
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Vietnam Prosperity JSC Bank Debt-to-Equity Related Terms
Vietnam Prosperity JSC Bank Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Vietnam Prosperity JSC Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Prosperity JSC Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Vietnam Prosperity JSC Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Vietnam Prosperity JSC Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank (STC:VPB) has a Debt-to-Equity of 1.73 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Vietnam Prosperity JSC Bank and its competitors. This is near median its historical median of 1.65. Over the past decade, Vietnam Prosperity JSC Bank's Debt-to-Equity has ranged from 0.89 to 3.26. According to the industry distribution chart, Vietnam Prosperity JSC Bank ranks #1165 out of 1421 companies in the Banks industry, placing it in the top 82%.
Is Vietnam Prosperity JSC Bank's Debt-to-Equity too high?
Vietnam Prosperity JSC Bank's current Debt-to-Equity of 1.73 is near median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 3.26. The Banks industry median Debt-to-Equity is 0.58. Vietnam Prosperity JSC Bank's value of 1.73 is 198.3% above this industry median. Based on the distribution chart, Vietnam Prosperity JSC Bank ranks #1165 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Vietnam Prosperity JSC Bank ranks #1165 out of 1421 companies for Debt-to-Equity. This places Vietnam Prosperity JSC Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Vietnam Prosperity JSC Bank's value of 1.73 is 198.3% above this benchmark. Historically, Vietnam Prosperity JSC Bank's own Debt-to-Equity has ranged from 0.89 to 3.26 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 0.58, Vietnam Prosperity JSC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Prosperity JSC Bank's current Debt-to-Equity of 1.73 is 198.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Vietnam Prosperity JSC Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Prosperity JSC Bank's current Debt-to-Equity is 1.73, which is near median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫27,771.63, compared to a current price of ₫24,800.00 — trading 10.7% below its estimated fair value. The current Debt-to-Equity is 1.73, which is near median its 10-year median of 1.65 and 198.3% above the Banks industry median of 0.58. Vietnam Prosperity JSC Bank's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current Debt-to-Equity is 1.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫24,800.00 is trading 10.7% below its estimated GF Value™ of ₫27,771.63.
GuruFocus considers Vietnam Prosperity JSC Bank to be Modestly Undervalued.
Key valuation signals for STC:VPB:
Debt-to-Equity: 1.73 (near median its 10-year median of 1.65)
GF Value™: ₫27,771.63 vs. price of ₫24,800.00 (10.7% below fair value)
Industry Position: 198.3% above the Banks median (#1165 of 1421)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
75GF Score
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