The historical rank and industry rank for Vietnam Prosperity JSC Bank's Pretax Margin % or its related term are showing as below:
STC:VPB'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.56 Med: 31.99 Max: 40.91
Current: 40.91
STC:VPB's Pretax Margin % is ranked better than 65.42% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs STC:VPB: 40.91
Vietnam Prosperity JSC Bank (STC:VPB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Vietnam Prosperity JSC Bank Pretax Margin % Related Terms
Vietnam Prosperity JSC Bank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Vietnam Prosperity JSC Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Prosperity JSC Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Vietnam Prosperity JSC Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Vietnam Prosperity JSC Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank (STC:VPB) has a Pretax Margin % of 39.69% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Vietnam Prosperity JSC Bank and its competitors. This is 24% above median its historical median of 31.99. Over the past decade, Vietnam Prosperity JSC Bank's Pretax Margin % has ranged from 21.56 to 40.91. According to the industry distribution chart, Vietnam Prosperity JSC Bank ranks #529 out of 1530 companies in the Banks industry, placing it in the top 34.6%.
Is Vietnam Prosperity JSC Bank's Pretax Margin % too high?
Vietnam Prosperity JSC Bank's current Pretax Margin % of 39.69% is 24% above median its 10-year median of 31.99. Over the past 10 years, this metric has ranged from a low of 21.56 to a high of 40.91. The Banks industry median Pretax Margin % is 34.72. Vietnam Prosperity JSC Bank's value of 39.69% is 14.3% above this industry median. Based on the distribution chart, Vietnam Prosperity JSC Bank ranks #529 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Vietnam Prosperity JSC Bank ranks #529 out of 1530 companies for Pretax Margin %. This puts Vietnam Prosperity JSC Bank in the upper half of its industry. The industry median Pretax Margin % is 34.72. Vietnam Prosperity JSC Bank's value of 39.69% is 14.3% above this benchmark. Historically, Vietnam Prosperity JSC Bank's own Pretax Margin % has ranged from 21.56 to 40.91 over the past decade. While the company's 10-year median is 31.99 vs. the industry median of 34.72, Vietnam Prosperity JSC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Prosperity JSC Bank's current Pretax Margin % of 39.69% is 14.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Vietnam Prosperity JSC Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Prosperity JSC Bank's current Pretax Margin % is 39.69%, which is 24% above median its own 10-year median of 31.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫27,568.69, compared to a current price of ₫27,000.00 — trading 2.1% below its estimated fair value. The current Pretax Margin % is 39.69%, which is 24% above median its 10-year median of 31.99 and 14.3% above the Banks industry median of 34.72. Vietnam Prosperity JSC Bank's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current Pretax Margin % is 39.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫27,000.00 is trading 2.1% below its estimated GF Value™ of ₫27,568.69.
GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.
Key valuation signals for STC:VPB:
Pretax Margin %: 39.69% (24% above median its 10-year median of 31.99)
GF Value™: ₫27,568.69 vs. price of ₫27,000.00 (2.1% below fair value)
Industry Position: 14.3% above the Banks median (#529 of 1530)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
76GF Score
Get the complete analysis for STC:VPB
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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