Vietnam Prosperity JSC BankSTC:VPB 76 OCF Margin % is 60.86% as of Mar. 2026, which is 166% above its 10-year median of 22.87. GuruFocus rates STC:VPB with a GF Score™ of 76/100 and a GF Value™ of ₫27,547.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Vietnam Prosperity JSC Bank ranks better than 76.48% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Vietnam Prosperity JSC Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Prosperity JSC Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Vietnam Prosperity JSC Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Vietnam Prosperity JSC Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank (STC:VPB) has a OCF Margin % of 60.86% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Vietnam Prosperity JSC Bank and its competitors. This is 166% above median its historical median of 22.87. According to the industry distribution chart, Vietnam Prosperity JSC Bank ranks #353 out of 1501 companies in the Banks industry, placing it in the top 23.5%.
Is Vietnam Prosperity JSC Bank's OCF Margin % too high?
Vietnam Prosperity JSC Bank's current OCF Margin % of 60.86% is 166% above median its 10-year median of 22.87. The Banks industry median OCF Margin % is 29.44. Vietnam Prosperity JSC Bank's value of 60.86% is 106.7% above this industry median. Based on the distribution chart, Vietnam Prosperity JSC Bank ranks #353 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Vietnam Prosperity JSC Bank ranks #353 out of 1501 companies for OCF Margin %. This places Vietnam Prosperity JSC Bank in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Vietnam Prosperity JSC Bank's value of 60.86% is 106.7% above this benchmark. While the company's 10-year median is 22.87 vs. the industry median of 29.44, Vietnam Prosperity JSC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Prosperity JSC Bank's current OCF Margin % of 60.86% is 106.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Vietnam Prosperity JSC Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Prosperity JSC Bank's current OCF Margin % is 60.86%, which is 166% above median its own 10-year median of 22.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫27,547.55, compared to a current price of ₫26,550.00 — trading 3.6% below its estimated fair value. The current OCF Margin % is 60.86%, which is 166% above median its 10-year median of 22.87 and 106.7% above the Banks industry median of 29.44. Vietnam Prosperity JSC Bank's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current OCF Margin % is 60.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫26,550.00 is trading 3.6% below its estimated GF Value™ of ₫27,547.55.
GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.
Key valuation signals for STC:VPB:
OCF Margin %: 60.86% (166% above median its 10-year median of 22.87)
GF Value™: ₫27,547.55 vs. price of ₫26,550.00 (3.6% below fair value)
Industry Position: 106.7% above the Banks median (#353 of 1501)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
76GF Score
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