Banco Internacional (XSGO:BINT) Net Loan: CLP3,842,324 Mil (As of Dec. 2025)

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XSGO:BINT Banco Internacional XSGO:BINT
59 GF Score
Price CLP122.39
GF Value CLP89.46
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Banco Internacional Net Loan?

Banco Internacional XSGO:BINT 59 Net Loan is CLP3,842,324 Mil as of Dec. 2025. GuruFocus rates XSGO:BINT with a GF Score™ of 59/100 and a GF Value™ of CLP89.46 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Banco Internacional's quarterly net loan increased from Jun. 2025 (CLP3,777,527 Mil) to Sep. 2025 (CLP3,838,771 Mil) and increased from Sep. 2025 (CLP3,838,771 Mil) to Dec. 2025 (CLP3,842,324 Mil).

Banco Internacional's annual net loan increased from Dec. 2023 (CLP3,084,448 Mil) to Dec. 2024 (CLP3,838,771 Mil) and increased from Dec. 2024 (CLP3,838,771 Mil) to Dec. 2025 (CLP3,842,324 Mil).

Banco Internacional Net Loan Historical Data

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The historical data trend for Banco Internacional's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional Net Loan Chart

Banco Internacional Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,110,156.00 2,440,575.00 3,084,448.00 3,559,671.00 3,842,324.00

Banco Internacional Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,427,417.00 3,559,671.00 3,777,527.00 3,838,771.00 3,842,324.00
XSGO:BINT
59GF Score
Banco Internacional XSGO:BINT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CLP3,842,324 Mil mean?
Banco Internacional (XSGO:BINT) has a Net Loan of CLP3,842,324 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Internacional and its competitors.
Is Banco Internacional's Net Loan too high?
Banco Internacional's current Net Loan is CLP3,842,324 Mil. Overall, Banco Internacional has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's Net Loan compare to PNC and USB?
Banco Internacional's Net Loan of CLP3,842,324 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Internacional and its competitors. Banco Internacional's current Net Loan is CLP3,842,324 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional (XSGO:BINT) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP89.46, compared to a current price of CLP122.39 — trading 36.8% above its estimated fair value. The current Net Loan is CLP3,842,324 Mil. Banco Internacional's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current Net Loan is CLP3,842,324 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional (XSGO:BINT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued. The current stock price of CLP122.39 is trading 36.8% above its estimated GF Value™ of CLP89.46. GuruFocus considers Banco Internacional to be Significantly Overvalued.

Key valuation signals for XSGO:BINT:

  • Net Loan: CLP3,842,324 Mil
  • GF Value™: CLP89.46 vs. price of CLP122.39 (36.8% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Internacional Business Description

Address Avenida Apoquindo 6750, Piso 16, Las Condes, Santiago, CHL
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
59GF Score

Get the complete analysis for XSGO:BINT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP122.39
Price
CLP89.46
GF Value