Banco InternacionalXSGO:BINT 52 Pretax Margin % is 44.87% as of Dec. 2025, which is 46% above its 10-year median of 30.66. GuruFocus rates XSGO:BINT with a GF Score™ of 52/100 and a GF Value™ of CLP88.37 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Banco Internacional ranks worse than 62.3% on this metric.
The historical rank and industry rank for Banco Internacional's Pretax Margin % or its related term are showing as below:
XSGO:BINT'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.64 Med: 30.66 Max: 38.99
Current: 30.17
XSGO:BINT's Pretax Margin % is ranked worse than 62.3% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs XSGO:BINT: 30.17
Banco Internacional (XSGO:BINT) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco Internacional Pretax Margin % Related Terms
Banco Internacional Pretax Margin % Historical Data
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The historical data trend for Banco Internacional's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Internacional's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Internacional's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco Internacional's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional (XSGO:BINT) has a Pretax Margin % of 44.87% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Internacional and its competitors. This is 46% above median its historical median of 30.66. Over the past decade, Banco Internacional's Pretax Margin % has ranged from 21.64 to 38.99. According to the industry distribution chart, Banco Internacional ranks #952 out of 1528 companies in the Banks industry, placing it in the top 62.3%.
Is Banco Internacional's Pretax Margin % too high?
Banco Internacional's current Pretax Margin % of 44.87% is 46% above median its 10-year median of 30.66. Over the past 10 years, this metric has ranged from a low of 21.64 to a high of 38.99. The Banks industry median Pretax Margin % is 34.72. Banco Internacional's value of 44.87% is 29.3% above this industry median. Based on the distribution chart, Banco Internacional ranks #952 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional ranks #952 out of 1528 companies for Pretax Margin %. This places Banco Internacional in the lower half of its industry. The industry median Pretax Margin % is 34.72. Banco Internacional's value of 44.87% is 29.3% above this benchmark. Historically, Banco Internacional's own Pretax Margin % has ranged from 21.64 to 38.99 over the past decade. While the company's 10-year median is 30.66 vs. the industry median of 34.72, Banco Internacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional's current Pretax Margin % of 44.87% is 29.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Internacional and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional's current Pretax Margin % is 44.87%, which is 46% above median its own 10-year median of 30.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional (XSGO:BINT) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP88.37, compared to a current price of CLP122.39 — trading 38.5% above its estimated fair value. The current Pretax Margin % is 44.87%, which is 46% above median its 10-year median of 30.66 and 29.3% above the Banks industry median of 34.72. Banco Internacional's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current Pretax Margin % is 44.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional (XSGO:BINT) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued.
The current stock price of CLP122.39 is trading 38.5% above its estimated GF Value™ of CLP88.37.
GuruFocus considers Banco Internacional to be Significantly Overvalued.
Key valuation signals for XSGO:BINT:
Pretax Margin %: 44.87% (46% above median its 10-year median of 30.66)
GF Value™: CLP88.37 vs. price of CLP122.39 (38.5% above fair value)
Industry Position: 29.3% above the Banks median (#952 of 1528)
No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
52GF Score
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