Banco Internacional (XSGO:BINT) Margin of Safety % (DCF Earnings Based): 54.62% (As of Jun. 26, 2026)


XSGO:BINT Banco Internacional XSGO:BINT
52 GF Score
Price CLP122.39
GF Value CLP88.20
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Banco Internacional Margin of Safety % (DCF Earnings Based)?

Banco Internacional XSGO:BINT 52 Margin of Safety % (DCF Earnings Based) is 54.62% as of Jun. 26, 2026. GuruFocus rates XSGO:BINT with a GF Score™ of 52/100 and a GF Value™ of CLP88.20 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Banco Internacional's Predictability Rank is 5-Stars. Banco Internacional's intrinsic value calculated from the Discounted Earnings model is CLP269.68 and current share price is CLP122.39. Consequently,

Banco Internacional's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 54.62%.

XSGO:BINT vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Banco Internacional's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Internacional Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Banco Internacional's Margin of Safety % (DCF Earnings Based) falls into.


XSGO:BINT
52GF Score
Banco Internacional XSGO:BINT
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional Margin of Safety % (DCF Earnings Based) Calculation

Banco Internacional's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(269.68-122.39)/269.68
=54.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 54.62% mean?
Banco Internacional (XSGO:BINT) has a Margin of Safety % (DCF Earnings Based) of 54.62% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Banco Internacional.
Is Banco Internacional's Margin of Safety % (DCF Earnings Based) too high?
Banco Internacional's current Margin of Safety % (DCF Earnings Based) is 54.62%. Overall, Banco Internacional has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Banco Internacional's Margin of Safety % (DCF Earnings Based) of 54.62% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Banco Internacional. Banco Internacional's current Margin of Safety % (DCF Earnings Based) is 54.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional (XSGO:BINT) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP88.20, compared to a current price of CLP122.39 — trading 38.8% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 54.62%. Banco Internacional's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current Margin of Safety % (DCF Earnings Based) is 54.62% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional (XSGO:BINT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued. The current stock price of CLP122.39 is trading 38.8% above its estimated GF Value™ of CLP88.20. GuruFocus considers Banco Internacional to be Significantly Overvalued.

Key valuation signals for XSGO:BINT:

  • Margin of Safety % (DCF Earnings Based): 54.62%
  • GF Value™: CLP88.20 vs. price of CLP122.39 (38.8% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Internacional Business Description

Address Avenida Apoquindo 6750, Piso 16, Las Condes, Santiago, CHL
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
52GF Score

Get the complete analysis for XSGO:BINT

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP122.39
Price
CLP88.20
GF Value