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Banco InternacionalXSGO:BINT 51 PS Ratio is 3.74 as of Jul. 15, 2026, which is 50% above its 10-year median of 2.49. GuruFocus rates XSGO:BINT with a GF Score™ of 51/100 and a GF Value™ of CLP88.67 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,517 Banks companies, Banco Internacional ranks worse than 66.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Internacional's share price is CLP122.39.
Banco Internacional's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CLP32.72. Hence, Banco Internacional's PS Ratio for today is 3.74.
Good Sign:
Banco Internacional stock PS Ratio (=2.55) is close to 1-year low of 2.55.
The historical rank and industry rank for Banco Internacional's PS Ratio or its related term are showing as below:
XSGO:BINT'
s PS Ratio Range Over the Past 10 Years
Min: 1.35 Med: 2.49 Max: 4.06
Current: 3.74
During the past 12 years, Banco Internacional's highest PS Ratio was 4.06. The lowest was 1.35. And the median was 2.49.
XSGO:BINT's PS Ratio is ranked worse than 66.78% of 1517
companies
in the Banks industry
Industry Median: 3.02
vs XSGO:BINT: 3.74
Banco Internacional has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Banco Internacional was 7.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 10.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 11.20% per year.
During the past 12 years, Banco Internacional's highest 3-Year average Revenue per Share Growth Rate was 14.80% per year. The lowest was 2.10% per year. And the median was 10.80% per year.
Back to Basics: PS Ratio
Banco Internacional (XSGO:BINT) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banco Internacional PS Ratio Related Terms
Banco Internacional PS Ratio Historical Data
* Premium members only.
The historical data trend for Banco Internacional's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Internacional's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Internacional's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banco Internacional's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banco Internacional's Share Price of today is CLP122.39. Banco Internacional's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP32.72.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banco Internacional (XSGO:BINT) has a PS Ratio of 3.74 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Internacional and its competitors. This is 50% above median its historical median of 2.49. Over the past decade, Banco Internacional's PS Ratio has ranged from 1.35 to 4.06. According to the industry distribution chart, Banco Internacional ranks #1013 out of 1517 companies in the Banks industry, placing it in the top 66.8%.
Is Banco Internacional's PS Ratio too high?
Banco Internacional's current PS Ratio of 3.74 is 50% above median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 4.06. The Banks industry median PS Ratio is 3.02. Banco Internacional's value of 3.74 is 23.8% above this industry median. Based on the distribution chart, Banco Internacional ranks #1013 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional ranks #1013 out of 1517 companies for PS Ratio. This places Banco Internacional in the lower half of its industry. The industry median PS Ratio is 3.02. Banco Internacional's value of 3.74 is 23.8% above this benchmark. Historically, Banco Internacional's own PS Ratio has ranged from 1.35 to 4.06 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 3.02, Banco Internacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional's current PS Ratio of 3.74 is 23.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Internacional and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional's current PS Ratio is 3.74, which is 50% above median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional (XSGO:BINT) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP88.67, compared to a current price of CLP122.39 — trading 38% above its estimated fair value. The current PS Ratio is 3.74, which is 50% above median its 10-year median of 2.49 and 23.8% above the Banks industry median of 3.02. Banco Internacional's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current PS Ratio is 3.74 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional (XSGO:BINT) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued.
The current stock price of CLP122.39 is trading 38% above its estimated GF Value™ of CLP88.67.
GuruFocus considers Banco Internacional to be Significantly Overvalued.
Key valuation signals for XSGO:BINT:
PS Ratio: 3.74 (50% above median its 10-year median of 2.49)
GF Value™: CLP88.67 vs. price of CLP122.39 (38% above fair value)
Industry Position: 23.8% above the Banks median (#1013 of 1517)
No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
51GF Score
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