Banco Internacional (XSGO:BINT) EV-to-OCF: -23.09 (As of Sep. 13, 2026)

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XSGO:BINT Banco Internacional XSGO:BINT
48 GF Score
Price CLP122.39
GF Value CLP89.78
! 5 Warning Signs
View Full Analysis

What is Banco Internacional EV-to-OCF?

Banco Internacional XSGO:BINT 48 EV-to-OCF is -23.09 as of Sep. 13, 2026. GuruFocus rates XSGO:BINT with a GF Score™ of 48/100 and a GF Value™ of CLP89.78. The stock has 5 warning signs investors should review.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Banco Internacional's Enterprise Value is CLP2,281,460 Mil. Banco Internacional's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was CLP-98,819 Mil. Therefore, Banco Internacional's EV-to-OCF for today is -23.09.

The historical rank and industry rank for Banco Internacional's EV-to-OCF or its related term are showing as below:

XSGO:BINT' s EV-to-OCF Range Over the Past 10 Years
Min: -23.09   Med: -2.38   Max: 398.78
Current: -23.09

During the past 12 years, the highest EV-to-OCF of Banco Internacional was 398.78. The lowest was -23.09. And the median was -2.38.

XSGO:BINT's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 4.08 vs XSGO:BINT: -23.09

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-13), Banco Internacional's stock price is CLP122.39. Banco Internacional's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CLP7.960. Therefore, Banco Internacional's PE Ratio (TTM) for today is 15.38.


Banco Internacional  (XSGO:BINT) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco Internacional's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=122.39/7.960
=15.38

Banco Internacional's share price for today is CLP122.39.
Banco Internacional's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP7.960.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco Internacional EV-to-OCF Related Terms


Banco Internacional EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Banco Internacional's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional EV-to-OCF Chart

Banco Internacional Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.08 -7.06 21.50 -6.44 -16.41

Banco Internacional Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.08 -6.44 -7.19 -1,074.48 -16.41

XSGO:BINT vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Banco Internacional's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Banco Internacional's EV-to-OCF falls into.


XSGO:BINT
48GF Score
Banco Internacional XSGO:BINT
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Internacional EV-to-OCF Calculation

Banco Internacional's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2281460.267/-98819
=-23.09

Banco Internacional's current Enterprise Value is CLP2,281,460 Mil.
Banco Internacional's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP-98,819 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -23.09 mean?
Banco Internacional (XSGO:BINT) has a EV-to-OCF of -23.09 as of Sep. 13, 2026.
Is Banco Internacional's EV-to-OCF too high?
Banco Internacional's current EV-to-OCF is -23.09. Overall, Banco Internacional has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's EV-to-OCF compare to PNC and USB?
Banco Internacional's EV-to-OCF of -23.09 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 4.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional's current EV-to-OCF is -23.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Banco Internacional (XSGO:BINT) has a current EV-to-OCF of -23.09. The stock's GF Value™ is CLP89.78, compared to a current price of CLP122.39 — trading 36.3% above its estimated fair value. The current EV-to-OCF is -23.09. Banco Internacional's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current EV-to-OCF is -23.09 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional (XSGO:BINT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued. The current stock price of CLP122.39 is trading 36.3% above its estimated GF Value™ of CLP89.78.

Key valuation signals for XSGO:BINT:

  • EV-to-OCF: -23.09
  • GF Value™: CLP89.78 vs. price of CLP122.39 (36.3% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional Business Description

Address Avenida Apoquindo 6750, Piso 16, Las Condes, Santiago, CHL
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
48GF Score

Get the complete analysis for XSGO:BINT

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP122.39
Price
CLP89.78
GF Value