Banque Nationale Agricole (XTUN:BNA) Net Loan: TND9,824 Mil (As of Dec. 2025)

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XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
75 GF Score
Price TND22.00
GF Value TND9.36
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banque Nationale Agricole Net Loan?

Banque Nationale Agricole XTUN:BNA -2.18% 75 Net Loan is TND9,824 Mil as of Dec. 2025. GuruFocus rates XTUN:BNA with a GF Score™ of 75/100 and a GF Value™ of TND9.36 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Banque Nationale Agricole's quarterly net loan declined from Dec. 2023 (TND10,780 Mil) to Dec. 2024 (TND9,765 Mil) but then increased from Dec. 2024 (TND9,765 Mil) to Dec. 2025 (TND9,824 Mil).

Banque Nationale Agricole's annual net loan declined from Dec. 2023 (TND10,780 Mil) to Dec. 2024 (TND9,765 Mil) but then increased from Dec. 2024 (TND9,765 Mil) to Dec. 2025 (TND9,824 Mil).

Banque Nationale Agricole Net Loan Historical Data

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The historical data trend for Banque Nationale Agricole's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Nationale Agricole Net Loan Chart

Banque Nationale Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,965.08 11,138.68 10,779.55 9,764.77 9,824.01

Banque Nationale Agricole Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,965.08 11,138.68 10,779.55 9,764.77 9,824.01
XTUN:BNA
75GF Score
Banque Nationale Agricole SA XTUN:BNA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale Agricole Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of TND9,824 Mil mean?
Banque Nationale Agricole (XTUN:BNA) has a Net Loan of TND9,824 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Banque Nationale Agricole and its competitors.
Is Banque Nationale Agricole's Net Loan too high?
Banque Nationale Agricole's current Net Loan is TND9,824 Mil. Overall, Banque Nationale Agricole has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's Net Loan compare to PNC and USB?
Banque Nationale Agricole's Net Loan of TND9,824 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banque Nationale Agricole and its competitors. Banque Nationale Agricole's current Net Loan is TND9,824 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.36, compared to a current price of TND22.00 — trading 135% above its estimated fair value. The current Net Loan is TND9,824 Mil. Banque Nationale Agricole's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current Net Loan is TND9,824 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND22.00 is trading 135% above its estimated GF Value™ of TND9.36. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • Net Loan: TND9,824 Mil
  • GF Value™: TND9.36 vs. price of TND22.00 (135% above fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
75GF Score

Get the complete analysis for XTUN:BNA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND22.00
Price
TND9.36
GF Value