Banque Nationale Agricole (XTUN:BNA) Earnings Yield %: 20.79% (As of Jul. 11, 2026)


XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
76 GF Score
Price TND21.81
GF Value TND9.41
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Nationale Agricole Earnings Yield %?

Banque Nationale Agricole XTUN:BNA 76 Earnings Yield % is 20.79% as of Jul. 11, 2026. GuruFocus rates XTUN:BNA with a GF Score™ of 76/100 and a GF Value™ of TND9.41 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-11), the stock price of Banque Nationale Agricole is TND21.81. Banque Nationale Agricole's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.53. Therefore, Banque Nationale Agricole's earnings yield of today is 20.79%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Banque Nationale Agricole's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2025 was 17.96%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Banque Nationale Agricole  (XTUN:BNA) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


Banque Nationale Agricole Earnings Yield % Related Terms

XTUN:BNA
76GF Score
Banque Nationale Agricole SA XTUN:BNA
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale Agricole Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

Banque Nationale Agricole's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=4.534/21.81
=20.79 %

For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banque Nationale Agricole's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.534 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 20.79% mean?
Banque Nationale Agricole (XTUN:BNA) has a Earnings Yield % of 20.79% as of Jul. 11, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Banque Nationale Agricole and its competitors.
Is Banque Nationale Agricole's Earnings Yield % too high?
Banque Nationale Agricole's current Earnings Yield % is 20.79%. Overall, Banque Nationale Agricole has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's Earnings Yield % compare to PNC and USB?
Banque Nationale Agricole's Earnings Yield % of 20.79% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Banque Nationale Agricole and its competitors. Banque Nationale Agricole's current Earnings Yield % is 20.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.41, compared to a current price of TND21.81 — trading 131.8% above its estimated fair value. The current Earnings Yield % is 20.79%. Banque Nationale Agricole's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current Earnings Yield % is 20.79% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND21.81 is trading 131.8% above its estimated GF Value™ of TND9.41. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • Earnings Yield %: 20.79%
  • GF Value™: TND9.41 vs. price of TND21.81 (131.8% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
76GF Score

Get the complete analysis for XTUN:BNA

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND21.81
Price
TND9.41
GF Value