Banque Nationale Agricole (XTUN:BNA) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
77 GF Score
Price TND24.02
GF Value TND9.39
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banque Nationale Agricole ROC (Joel Greenblatt) %?

Banque Nationale Agricole XTUN:BNA -5.99% 77 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates XTUN:BNA with a GF Score™ of 77/100 and a GF Value™ of TND9.39 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Banque Nationale Agricole ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XTUN:BNA
77GF Score
Banque Nationale Agricole SA XTUN:BNA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Banque Nationale Agricole (XTUN:BNA) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banque Nationale Agricole and its competitors. According to the industry distribution chart, Banque Nationale Agricole ranks #999999 out of 46 companies in the Banks industry.
Is Banque Nationale Agricole's ROC (Joel Greenblatt) % too high?
Banque Nationale Agricole's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banque Nationale Agricole ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Nationale Agricole has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Nationale Agricole ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Banque Nationale Agricole in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banque Nationale Agricole and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Nationale Agricole's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.39, compared to a current price of TND24.02 — trading 155.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banque Nationale Agricole's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND24.02 is trading 155.8% above its estimated GF Value™ of TND9.39. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: TND9.39 vs. price of TND24.02 (155.8% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
77GF Score

Get the complete analysis for XTUN:BNA

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND24.02
Price
TND9.39
GF Value