Banque Nationale Agricole (XTUN:BNA) FCF Yield %: -22.19 (As of Jul. 11, 2026)


XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
76 GF Score
Price TND21.81
GF Value TND9.41
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Nationale Agricole FCF Yield %?

Banque Nationale Agricole XTUN:BNA 76 FCF Yield % is -22.19 as of Jul. 11, 2026. GuruFocus rates XTUN:BNA with a GF Score™ of 76/100 and a GF Value™ of TND9.41 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Banque Nationale Agricole ranks worse than 87.74% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Banque Nationale Agricole's Trailing 12-Month Free Cash Flow is TND-307 Mil, and Market Cap is TND1,384 Mil. Therefore, Banque Nationale Agricole's FCF Yield % for today is -22.19%.

The historical rank and industry rank for Banque Nationale Agricole's FCF Yield % or its related term are showing as below:

XTUN:BNA' s FCF Yield % Range Over the Past 10 Years
Min: -277.64   Med: -7.7   Max: 188.26
Current: -22.19


During the past 13 years, the highest FCF Yield % of Banque Nationale Agricole was 188.26%. The lowest was -277.64%. And the median was -7.70%.

XTUN:BNA's FCF Yield % is ranked worse than
87.74% of 1501 companies
in the Banks industry
Industry Median: 8.15 vs XTUN:BNA: -22.19

Banque Nationale Agricole's FCF Margin % for the quarter that ended in Dec. 2025 was -24.81%.


Banque Nationale Agricole FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banque Nationale Agricole FCF Yield % Related Terms


Banque Nationale Agricole FCF Yield % Historical Data

* Premium members only.

The historical data trend for Banque Nationale Agricole's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Nationale Agricole FCF Yield % Chart

Banque Nationale Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.33 -7.21 163.44 182.97 -40.15

Banque Nationale Agricole Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.33 -7.21 163.44 182.97 -40.15

XTUN:BNA vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Banque Nationale Agricole's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Nationale Agricole FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Nationale Agricole's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Banque Nationale Agricole's FCF Yield % falls into.


XTUN:BNA
76GF Score
Banque Nationale Agricole SA XTUN:BNA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale Agricole FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Banque Nationale Agricole's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-307.099 / 764.7894
=-40.15%

Banque Nationale Agricole's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-307.099 * 1 / 764.7894
=-40.15%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -22.19 mean?
Banque Nationale Agricole (XTUN:BNA) has a FCF Yield % of -22.19 as of Jul. 11, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banque Nationale Agricole and its competitors. According to the industry distribution chart, Banque Nationale Agricole ranks #1317 out of 1501 companies in the Banks industry, placing it in the top 87.7%.
Is Banque Nationale Agricole's FCF Yield % too high?
Banque Nationale Agricole's current FCF Yield % is -22.19. Based on the distribution chart, Banque Nationale Agricole ranks #1317 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Nationale Agricole has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Nationale Agricole ranks #1317 out of 1501 companies for FCF Yield %. This places Banque Nationale Agricole in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banque Nationale Agricole and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Nationale Agricole's current FCF Yield % is -22.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.41, compared to a current price of TND21.81 — trading 131.8% above its estimated fair value. The current FCF Yield % is -22.19. Banque Nationale Agricole's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current FCF Yield % is -22.19 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND21.81 is trading 131.8% above its estimated GF Value™ of TND9.41. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • FCF Yield %: -22.19
  • GF Value™: TND9.41 vs. price of TND21.81 (131.8% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
76GF Score

Get the complete analysis for XTUN:BNA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND21.81
Price
TND9.41
GF Value