Banque Nationale Agricole (XTUN:BNA) Shareholder Yield % : 3.95% (As of Dec. 2025) — 22% Below Median


XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
76 GF Score
Price TND21.81
GF Value TND9.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Nationale Agricole Shareholder Yield %?

Banque Nationale Agricole XTUN:BNA 76 Shareholder Yield % is 3.95% as of Dec. 2025, which is 22% below its 10-year median of 5.05. GuruFocus rates XTUN:BNA with a GF Score™ of 76/100 and a GF Value™ of TND9.42 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Banque Nationale Agricole ranks better than 61.16% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Banque Nationale Agricole's Shareholder Yield % was 3.95%.


Banque Nationale Agricole  (XTUN:BNA) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Banque Nationale Agricole Shareholder Yield % Related Terms


Banque Nationale Agricole Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Banque Nationale Agricole's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Nationale Agricole Shareholder Yield % Chart

Banque Nationale Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 182.00 -0.88 5.05 20.05 5.91

Banque Nationale Agricole Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 182.00 -0.88 5.05 20.05 5.91

XTUN:BNA vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Banque Nationale Agricole's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Nationale Agricole Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Nationale Agricole's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Banque Nationale Agricole's Shareholder Yield % falls into.


XTUN:BNA
76GF Score
Banque Nationale Agricole SA XTUN:BNA
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale Agricole Shareholder Yield % Calculation

Banque Nationale Agricole's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=8.30 %+0 %+-2.39 %
=5.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.95% mean?
Banque Nationale Agricole (XTUN:BNA) has a Shareholder Yield % of 3.95% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque Nationale Agricole and its competitors. This is 22% below median its historical median of 5.05. According to the industry distribution chart, Banque Nationale Agricole ranks #583 out of 1501 companies in the Banks industry, placing it in the top 38.8%.
Is Banque Nationale Agricole's Shareholder Yield % too high?
Banque Nationale Agricole's current Shareholder Yield % of 3.95% is 22% below median its 10-year median of 5.05. The Banks industry median Shareholder Yield % is 1.55. Banque Nationale Agricole's value of 3.95% is 154.8% above this industry median. Based on the distribution chart, Banque Nationale Agricole ranks #583 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Nationale Agricole has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Nationale Agricole ranks #583 out of 1501 companies for Shareholder Yield %. This puts Banque Nationale Agricole in the upper half of its industry. The industry median Shareholder Yield % is 1.55. Banque Nationale Agricole's value of 3.95% is 154.8% above this benchmark. While the company's 10-year median is 5.05 vs. the industry median of 1.55, Banque Nationale Agricole has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.55, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Nationale Agricole's current Shareholder Yield % of 3.95% is 154.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque Nationale Agricole and its competitors. For the Banks industry, the median Shareholder Yield % is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Nationale Agricole's current Shareholder Yield % is 3.95%, which is 22% below median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.42, compared to a current price of TND21.81 — trading 131.5% above its estimated fair value. The current Shareholder Yield % is 3.95%, which is 22% below median its 10-year median of 5.05 and 154.8% above the Banks industry median of 1.55. Banque Nationale Agricole's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current Shareholder Yield % is 3.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND21.81 is trading 131.5% above its estimated GF Value™ of TND9.42. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • Shareholder Yield %: 3.95% (22% below median its 10-year median of 5.05)
  • GF Value™: TND9.42 vs. price of TND21.81 (131.5% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 154.8% above the Banks median (#583 of 1501)

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
76GF Score

Get the complete analysis for XTUN:BNA

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND21.81
Price
TND9.42
GF Value