Banque Nationale Agricole (XTUN:BNA) EPS (Basic): TND4.53 (TTM As of Dec. 2025)


XTUN:BNA Banque Nationale Agricole SA XTUN:BNA
76 GF Score
Price TND21.81
GF Value TND9.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Nationale Agricole EPS (Basic)?

Banque Nationale Agricole XTUN:BNA 76 EPS (Basic) is TND4.53 as of Dec. 2025. GuruFocus rates XTUN:BNA with a GF Score™ of 76/100 and a GF Value™ of TND9.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Banque Nationale Agricole's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was TND4.53. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.53.

Banque Nationale Agricole's EPS (Diluted) for the six months ended in Dec. 2025 was TND4.53. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.53.

Banque Nationale Agricole's EPS without NRI for the six months ended in Dec. 2025 was TND4.81. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 4.81.

During the past 12 months, Banque Nationale Agricole's average EPS without NRIGrowth Rate was 36.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 21.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 16.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Banque Nationale Agricole's highest 3-Year average EPS without NRI Growth Rate was 148.20% per year. The lowest was -30.30% per year. And the median was 12.80% per year.

Banque Nationale Agricole  (XTUN:BNA) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Banque Nationale Agricole EPS (Basic) Related Terms

Banque Nationale Agricole EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Banque Nationale Agricole's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Nationale Agricole EPS (Basic) Chart

Banque Nationale Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.71 2.68 3.34 3.97 4.53

Banque Nationale Agricole Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 2.68 3.34 3.97 4.53
XTUN:BNA
76GF Score
Banque Nationale Agricole SA XTUN:BNA
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale Agricole EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Banque Nationale Agricole's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(287.737-0)/63.465
=4.53

Banque Nationale Agricole's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(287.737-0)/63.465
=4.53

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of TND4.53 mean?
Banque Nationale Agricole (XTUN:BNA) has a EPS (Basic) of TND4.53 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banque Nationale Agricole and its competitors.
Is Banque Nationale Agricole's EPS (Basic) too high?
Banque Nationale Agricole's current EPS (Basic) is TND4.53. Overall, Banque Nationale Agricole has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's EPS (Basic) compare to PNC and USB?
Banque Nationale Agricole's EPS (Basic) of TND4.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banque Nationale Agricole and its competitors. Banque Nationale Agricole's current EPS (Basic) is TND4.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.42, compared to a current price of TND21.81 — trading 131.5% above its estimated fair value. The current EPS (Basic) is TND4.53. Banque Nationale Agricole's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current EPS (Basic) is TND4.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued. The current stock price of TND21.81 is trading 131.5% above its estimated GF Value™ of TND9.42. GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.

Key valuation signals for XTUN:BNA:

  • EPS (Basic): TND4.53
  • GF Value™: TND9.42 vs. price of TND21.81 (131.5% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Nationale Agricole Business Description

Address Avenue Mohamed V Bab Bhar, Tunis, TUN, 1002
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
76GF Score

Get the complete analysis for XTUN:BNA

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND21.81
Price
TND9.42
GF Value