United Bankshares (FRA:UNK) Total Deposits: €23,584 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UNK United Bankshares Inc FRA:UNK
64 GF Score
Price €40.20
GF Value €37.15
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is United Bankshares Total Deposits?

United Bankshares FRA:UNK -1.47% 64 Total Deposits is €23,584 Mil as of Jun. 2026. GuruFocus rates FRA:UNK with a GF Score™ of 64/100 and a GF Value™ of €37.15 (Fairly Valued). The stock has 4 warning signs investors should review.

United Bankshares's annual total deposits increased from Dec. 2023 (€20,925 Mil) to Dec. 2024 (€22,884 Mil) and increased from Dec. 2024 (€22,884 Mil) to Dec. 2025 (€23,110 Mil).

United Bankshares Total Deposits Historical Data

* Premium members only.

The historical data trend for United Bankshares's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares Total Deposits Chart

United Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20,664.98 21,054.19 20,925.32 22,883.58 23,110.04

United Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22,833.20 22,904.76 23,110.04 23,459.56 23,584.21
FRA:UNK
64GF Score
United Bankshares Inc FRA:UNK
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bankshares Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of €23,584 Mil mean?
United Bankshares (FRA:UNK) has a Total Deposits of €23,584 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for United Bankshares and its competitors.
Is United Bankshares' Total Deposits too high?
United Bankshares' current Total Deposits is €23,584 Mil. Overall, United Bankshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Total Deposits compare to FNB and GBCI?
United Bankshares' Total Deposits of €23,584 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for United Bankshares and its competitors. United Bankshares's current Total Deposits is €23,584 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (FRA:UNK) is currently considered Fairly Valued. The stock's GF Value™ is €37.15, compared to a current price of €40.20 — trading 8.2% above its estimated fair value. The current Total Deposits is €23,584 Mil. United Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For United Bankshares (FRA:UNK), the current Total Deposits is €23,584 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (FRA:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €40.20 is trading 8.2% above its estimated GF Value™ of €37.15. GuruFocus considers United Bankshares to be Fairly Valued.

Key valuation signals for FRA:UNK:

  • Total Deposits: €23,584 Mil
  • GF Value™: €37.15 vs. price of €40.20 (8.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bankshares Business Description

Other Exchanges UBSI:USAUNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
64GF Score

Get the complete analysis for FRA:UNK

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.20
Price
€37.15
GF Value