United Bankshares (FRA:UNK) Institutional Ownership: 57.13% (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UNK United Bankshares Inc FRA:UNK
61 GF Score
Price €41.80
GF Value €33.57
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is United Bankshares Institutional Ownership?

United Bankshares FRA:UNK -1.42% 61 Institutional Ownership is 57.13% as of Aug. 01, 2026. GuruFocus rates FRA:UNK with a GF Score™ of 61/100 and a GF Value™ of €33.57 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, United Bankshares's institutional ownership is 57.13%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, United Bankshares's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, United Bankshares's Float Percentage Of Total Shares Outstanding is 97.13%.


United Bankshares Institutional Ownership Historical Data

* Premium members only.

The historical data trend for United Bankshares's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares Institutional Ownership Chart

United Bankshares Historical Data

The historical data trend for United Bankshares can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 55.36 55.34 55.93 55.47 55.82 55.98 55.11 55.60 55.49 57.13
FRA:UNK
61GF Score
United Bankshares Inc FRA:UNK
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bankshares Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 57.13% mean?
United Bankshares (FRA:UNK) has a Institutional Ownership of 57.13% as of Aug. 01, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on United Bankshares and its competitors.
Is United Bankshares' Institutional Ownership too high?
United Bankshares' current Institutional Ownership is 57.13%. Overall, United Bankshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Institutional Ownership compare to GBCI and FNB?
United Bankshares' Institutional Ownership of 57.13% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on United Bankshares and its competitors. United Bankshares's current Institutional Ownership is 57.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (FRA:UNK) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.57, compared to a current price of €41.80 — trading 24.5% above its estimated fair value. The current Institutional Ownership is 57.13%. United Bankshares' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For United Bankshares (FRA:UNK), the current Institutional Ownership is 57.13% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (FRA:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €41.80 is trading 24.5% above its estimated GF Value™ of €33.57. GuruFocus considers United Bankshares to be Modestly Overvalued.

Key valuation signals for FRA:UNK:

  • Institutional Ownership: 57.13%
  • GF Value™: €33.57 vs. price of €41.80 (24.5% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FRA:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bankshares Business Description

Other Exchanges UBSI:USAUNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
61GF Score

Get the complete analysis for FRA:UNK

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.80
Price
€33.57
GF Value