United Bankshares (FRA:UNK) Total Debt per Share: €5.07 (As of Jun. 2026)

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FRA:UNK United Bankshares Inc FRA:UNK
64 GF Score
Price €40.40
GF Value €36.51
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bankshares Total Debt per Share?

United Bankshares FRA:UNK 64 Total Debt per Share is €5.07 as of Jun. 2026. GuruFocus rates FRA:UNK with a GF Score™ of 64/100 and a GF Value™ of €36.51 (Modestly Overvalued). The stock has 4 warning signs investors should review.

€5.07 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. United Bankshares's Total Debt Per Share for the quarter that ended in Jun. 2026 was €5.07.

United Bankshares Total Debt per Share Historical Data

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The historical data trend for United Bankshares's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares Total Debt per Share Chart

United Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.87 15.93 12.79 4.43 3.83

United Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.96 3.79 3.83 3.91 5.07
FRA:UNK
64GF Score
United Bankshares Inc FRA:UNK
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bankshares Total Debt per Share Calculation

United Bankshares's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(536+0)/140
=3.83

United Bankshares's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(549+145)/137
=5.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of €5.07 mean?
United Bankshares (FRA:UNK) has a Total Debt per Share of €5.07 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on United Bankshares and its competitors.
Is United Bankshares' Total Debt per Share too high?
United Bankshares' current Total Debt per Share is €5.07. Overall, United Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Total Debt per Share compare to GBCI and FNB?
United Bankshares' Total Debt per Share of €5.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on United Bankshares and its competitors. United Bankshares's current Total Debt per Share is €5.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (FRA:UNK) is currently considered Modestly Overvalued. The stock's GF Value™ is €36.51, compared to a current price of €40.40 — trading 10.7% above its estimated fair value. The current Total Debt per Share is €5.07. United Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For United Bankshares (FRA:UNK), the current Total Debt per Share is €5.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (FRA:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €40.40 is trading 10.7% above its estimated GF Value™ of €36.51. GuruFocus considers United Bankshares to be Modestly Overvalued.

Key valuation signals for FRA:UNK:

  • Total Debt per Share: €5.07
  • GF Value™: €36.51 vs. price of €40.40 (10.7% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bankshares Business Description

Other Exchanges UBSI:USAUNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
64GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.40
Price
€36.51
GF Value