United Bankshares (FRA:UNK) Tariff Resilience Score: 9/10 (As of Jul. 11, 2026)


FRA:UNK United Bankshares Inc FRA:UNK
63 GF Score
Price €39.80
GF Value €35.95
! 4 Warning Signs
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What is United Bankshares Tariff Resilience Score?

United Bankshares FRA:UNK +1.02% 63 Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus rates FRA:UNK with a GF Score™ of 63/100 and a GF Value™ of €35.95. The stock has 4 warning signs investors should review. Among 1,604 Banks companies, United Bankshares ranks better than 99.25% on this metric.

United Bankshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

United Bankshares has United Bankshares, a regional bank, has minimal exposure to international trade tariffs. Its operations are primarily domestic, with no significant dependencies on global supply chains or international markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes United Bankshares might have Highly Resilient.

United Bankshares  (FRA:UNK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

United Bankshares Tariff Resilience Score Related Terms

FRA:UNK vs FLG, ABCB, HWC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, United Bankshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Bankshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, United Bankshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where United Bankshares's Tariff Resilience Score falls into.


FRA:UNK
63GF Score
United Bankshares Inc FRA:UNK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
United Bankshares (FRA:UNK) has a Tariff Resilience Score of 9 as of Jul. 11, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, United Bankshares ranks #12 out of 1604 companies in the Banks industry, placing it in the top 0.7%.
Is United Bankshares' Tariff Resilience Score too high?
United Bankshares' current Tariff Resilience Score is 9. Based on the distribution chart, United Bankshares ranks #12 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Bankshares has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Tariff Resilience Score compare to FLG and ABCB?
According to the Banks industry distribution chart, United Bankshares ranks #12 out of 1604 companies for Tariff Resilience Score. This places United Bankshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. United Bankshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
United Bankshares (FRA:UNK) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €35.95, compared to a current price of €39.80 — trading 10.7% above its estimated fair value. The current Tariff Resilience Score is 9. United Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For United Bankshares (FRA:UNK), the current Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (FRA:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €39.80 is trading 10.7% above its estimated GF Value™ of €35.95.

Key valuation signals for FRA:UNK:

  • Tariff Resilience Score: 9
  • GF Value™: €35.95 vs. price of €39.80 (10.7% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bankshares Business Description

Other Exchanges UBSI:USAUNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
63GF Score

Get the complete analysis for FRA:UNK

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€35.95
GF Value