United Bankshares (FRA:UNK) ROC %: % (As of Mar. 2026)


FRA:UNK United Bankshares Inc FRA:UNK
63 GF Score
Price €40.00
GF Value €36.05
! 4 Warning Signs
View Full Analysis

What is United Bankshares ROC %?

United Bankshares FRA:UNK +1.01% 63 ROC % is % as of Mar. 2026. GuruFocus rates FRA:UNK with a GF Score™ of 63/100 and a GF Value™ of €36.05. The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

FRA:UNK
63GF Score
United Bankshares Inc FRA:UNK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
United Bankshares (FRA:UNK) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on United Bankshares and its competitors.
Is United Bankshares' ROC % too high?
United Bankshares' current ROC % is %. Overall, United Bankshares has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' ROC % compare to FLG and GBCI?
United Bankshares' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on United Bankshares and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bankshares's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
United Bankshares (FRA:UNK) has a current ROC % of %. The stock's GF Value™ is €36.05, compared to a current price of €40.00 — trading 11% above its estimated fair value. The current ROC % is %. United Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For United Bankshares (FRA:UNK), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (FRA:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €40.00 is trading 11% above its estimated GF Value™ of €36.05.

Key valuation signals for FRA:UNK:

  • ROC %: %
  • GF Value™: €36.05 vs. price of €40.00 (11% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bankshares Business Description

Other Exchanges UBSI:USAUNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
63GF Score

Get the complete analysis for FRA:UNK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.00
Price
€36.05
GF Value